Polk County property record for 537 Drayton Rd, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,687 sqft · built 2005 |
| Lot Size | 0.185 acres (8,050 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Oct 2020) |
| Tax Bill | $2,555 (2025) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Mar 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687551-000690 |
| Primary APN | 26-29-13-687551-000690 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,687 sqft Living Area |
| Gross Area | 2,087 sqft |
| 1st Floor Area | 1,687 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 8,050 sqft (0.185 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Unfinished Open Porch |
| Porch Area | 34 sqft |
| Street Address | 537 DRAYTON RD |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-4219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SAVANNA POINTE PLAT BOOK 129 PGS 49 THRU 52 LOT 69 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | SAVANNA POINTE |
| Legal Tract | 687551 |
| Legal Block | 2 |
| Legal Lot Number | 69 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKE WALES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 14401 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 537 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 29, 2020 | Warranty Deed, Transfer · Conventional with PMI GUARANTY HM MTG CORP |
| Mar 27, 2018 | Warranty Deed, Transfer · FHA Mortgage WATERSTONE MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2020 · Amount on File |
| Deed Sale | Oct 29, 2020 · Amount on File |
| Prior Sale | Mar 27, 2018 · Amount on File |
| Deed Document Number | 2020230660 |
| Deed Book / Page | 11434 / 2193 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 29, 2020 |
| Property Address | 537 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0114342193 |
| Book / Page | 011434 / 002193 |
| Instrument Date | Oct 26, 2020 |
| Instrument | 230660 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | EXECUTIVE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,505.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 537 DRAYTON RD WINTER HAVEN FL 338844219, WINTER HAVEN, FL 33884-4219 |
| Document Number | 114342194 |
|---|---|
| Date | Oct 29, 2020 |
| Book Page | 011434/002194 |
| Instrument | 230661 |
| Name | GUARANTY HM MTG CORP |
|---|---|
| Address | NASHVILLE, TN 37210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 27, 2018 |
| Property Address | 537 DRAYTON RD, WINTER HAVEN, FL 33884-4219 |
| Document Number | 0104350784 |
| Book / Page | 010435 / 000784 |
| Instrument Date | Mar 23, 2018 |
| Instrument | 65229 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | REAL ESTATE TITLE SERVICES LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,288.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 190 E 7TH STREET FL, FL |
| Document Number | 104350785 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 010435/000785 |
| Instrument | 65230 |
| Name | WATERSTONE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PEWAUKEE, WI 53072 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $184,975 (+2.7%) | $223,127 (-0.58%) Land $35,000 Building $188,127 | |
| 2025 | $2,555.00 (+6.46%) Homeowner's exemption | $180,112 (+5.99%) | $224,419 (+0.25%) Land $35,000 Building $189,419 |
| 2023 | $2,400.00 (+3.23%) Homeowner's exemption | $169,938 (+3%) | $223,862 (+10.07%) Land $34,000 Building $189,862 |
| 2022 | $2,325.00 Homeowner's exemption | $164,988 | $203,380 Land $28,000 Building $175,380 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 29 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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