537 Albany Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 537 Albany Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,040 sqft · built 1992
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$1,386 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-004-070.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-004-070.000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,040 sqft Living Area

Exterior

Year Built	Built 1992
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	8,712 sqft (0.2 acres)

Location & Zoning

Street Address	537 ALBANY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:18 CLAIRTOWN
Legal Range	01W
Legal Township	42
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CLAIRTOWN
Legal Block	4
Legal Lot Number	18
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2028
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST COMMUNITY CU
Oct 25, 2019	Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE
Mar 24, 2017	Warranty Deed, Transfer JAMES L & ANNA L RICE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 24, 2017
Deed Sale	Mar 24, 2017
Prior Sale	Mar 24, 2017
Deed Document Number	0000004177
Last Transfer Date	Aug 29, 2025
Transfer Doc	0002510799
Record Updated	Jun 8, 2026

August 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FRANKLIN MO
Recording Date	Aug 29, 2025
Property Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232
Document Number	0002510799
Map Reference	PB H PG 18
Instrument Date	Aug 22, 2025
Instrument	2510799
Transaction Type	Transfer
Record Updated	Sep 24, 2025
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232

Mortgage

Document Number	0002510800
Date	Aug 29, 2025
Instrument	2510800

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232
Document Number	0000015025
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 14, 2019
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 ALBANY AVE ST CLAIR MO 630771232, ST CLAIR, MO 63077-1232

Mortgage

Document Number	0000015025
Date	Nov 4, 2019
Instrument	15025

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2049

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 24, 2017
Property Address	537 ALBANY AVE, SAINT CLAIR, MO 63077-1232
Document Number	0000004177
Instrument Date	Mar 23, 2017
Instrument	4177
Transaction Type	Transfer
Record Updated	Mar 30, 2017
Title Company	FRANKLIN COUNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	537 ALBANY AVE ST CLAIR MO 630771232, ST CLAIR, MO 63077-1232

Mortgage

Document Number	4178
Date	Mar 24, 2017
Instrument	4178

Lender

Name	JAMES L & ANNA L RICE
Address	960 PLAZA DR # A, ST CLAIR, MO 63077-1146
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,386.00 (+27.27%)	$20,577 (+15.97%)	$108,300 (+15.97%) Land $12,280 Building $96,020
2024	$1,089.00 (-1.45%)	$17,744 (-)
2023	$1,105.00 (-0.36%)	$17,744	$93,390 Land $12,280 Building $81,110
2022	$1,109.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

Nearby Properties on Albany Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures