520 Albany Ave, Saint Clair, MO 63077 Property Records

Franklin County property record for 520 Albany Ave, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1970
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Dec 2023 Sale Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-7-25.0-4-004-060.000`

Property Details

APN / Parcel Number

Primary APN	`22-7-25.0-4-004-060.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)

Location & Zoning

Street Address	520 ALBANY AVE
City	SAINT CLAIR
State	MO
Zip	63077-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:8&PT7 CLAIRTOWN
Legal Range	1W
Legal Township	42N
Legal Section	25
Legal Subdivision	CLAIRTOWN
Legal Lot Number	8
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2027
Census Tract	800904

Owner

Source: Franklin County records, as of November 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Beneficiary Deed, Transfer SELECT TITLE GROUP
Jul 26, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2023
Deed Sale	Sep 21, 2023
Prior Sale	Jul 26, 2023 · Amount on Record
Deed Document Number	202311209
Last Transfer Date	Dec 15, 2023
Transfer Doc	0000015349
Record Updated	Sep 20, 2026

December 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Dec 29, 2023
Property Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233
Document Number	0002315349
Map Reference	PB H PG 18
Instrument Date	Dec 15, 2023
Instrument	2315349
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2566 NIKE BASE RD, CATAWISSA, MO 63015-1272

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jul 26, 2023
Property Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233
Document Number	0002308671
Map Reference	PB H PG 18
Instrument Date	Jul 21, 2023
Instrument	2308671
Transaction Type	Transfer
Record Updated	Aug 16, 2023
Title Company	SELECT TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 ALBANY AVE, SAINT CLAIR, MO 63077-1233

Mortgage

Document Number	0002308672
Date	Jul 26, 2023
Instrument	2308672

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	St. Clair City
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,295.00 (+21.03%)	$19,237 (+12.01%)	$101,250 (+12.01%) Land $16,390 Building $84,860
2023	$1,070.00 (+5.94%)	$17,174 (+4.8%)	$90,390 (+4.8%) Land $16,390 Building $74,000
2022	$1,010.00	$16,387
2021			$86,250 Land $16,390 Building $69,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CLAIR PWS serves 4,700 people · EPA ID MO6010708
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: T-Mobile.

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