King William County property record for 537 2nd St, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,888 sqft · built 1993 |
| Lot Size | 0.13 acres (5,728 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $849,000 (Nov 2025) |
| Tax Bill | $2,098 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage Apr 2026 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 6146-1 |
| Primary APN | 6146-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,888 sqft Living Area |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 5,728 sqft (0.13 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 543 sqft |
| Deck Area | 49 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6146-1 |
|---|---|
| Street Address | 537 2ND ST |
| City | WEST POINT |
| State | VA |
| Zip | 23181-9627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-4 |
| Legal Description | F ST LOTS 121 & HALF 119 |
| Legal Subdivision | TOWN/WEST POINT |
| Legal Lot Number | 121 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 950300 |
Source: King William County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 537 2ND ST, WEST POINT, VA 23181-9627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Apr 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Mar 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Nov 19, 2025 | Deed, Transfer DELTA S TITLE INC, DELTA TITLE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 19, 2025 · Amount on Record |
| Deed Sale | Nov 19, 2025 · Amount on Record |
| Deed Document Number | 20252587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Jul 29, 2026 |
| Property Address | 537 2ND ST, WEST POINT, VA 23181-9627 |
| Document Number | 0000001796 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 20261796 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000001796, |
|---|---|
| Date | Jul 29, 2026 |
| Instrument | 20261796 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Apr 3, 2026 |
| Property Address | 537 2ND ST, WEST POINT, VA 23181 |
| Document Number | 0000000707 |
| Instrument Date | Apr 2, 2026 |
| Instrument | 2026707 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 537 2ND ST, WEST POINT, VA 23181 |
| Document Number | 0000000707, |
|---|---|
| Date | Apr 3, 2026 |
| Instrument | 2026707 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 537 2ND ST, WEST POINT, VA 23181 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0220000742 |
|---|---|
| Date | Mar 16, 2022 |
| Instrument | 220000742 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2042 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Nov 19, 2025 |
| Property Address | 537 2ND ST, WEST POINT, VA 23181 |
| Document Number | 0250002587 |
| Map Reference | MB 13 PG 152A |
| Instrument Date | Nov 13, 2025 |
| Instrument | 250002587 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | DELTA S TITLE INC, DELTA TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $849.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 537 2ND ST, WEST POINT, VA 23181 |
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,098.00 (+0.05%) | $687,700 (-) Land $200,000 Building $487,700 | $687,700 (-) Land $200,000 Building $487,700 |
| 2025 | $2,097.00 (+12.98%) | $687,700 (-) Land $200,000 Building $487,700 | $687,700 (-) Land $200,000 Building $487,700 |
| 2024 | $1,856.00 | $687,700 (-) Land $200,000 Building $487,700 | $687,700 (-) Land $200,000 Building $487,700 |
| 2023 | $1,856.00 | $687,700 Land $200,000 Building $487,700 | $687,700 Land $200,000 Building $487,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 61 (1996–2025) |
| Claims Outside the SFHA | 11 of 61 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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