King William County property record for 532 2nd St, West Point, VA 23181
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,532 sqft · built 2003 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $640,000 (Feb 2014) |
| Tax Bill | $1,906 (2026) |
| Deeds & Mortgages | Jul 2010 Line of Credit Dec 2014 Line of Credit + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 5904-1 |
| Primary APN | 5904-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,532 sqft Living Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 37,462 sqft (0.86 acres) |
| Terrain | Low |
| Garage Type | Mixed |
| Garage Area | 2,067 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 990 sqft |
| Deck Area | 36 sqft |
| Patio Area | 36 sqft |
| Boat House | 504 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 5904-1 |
|---|---|
| Street Address | 532 2ND ST |
| City | WEST POINT |
| State | VA |
| Zip | 23181 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-4 |
| Legal Description | F ST BK 4 LOTS 1 & 2,6,8, 10,12 & 13 |
| Legal Lot Number | 1-2 |
| Jurisdiction | KING WILLIAM VA |
| Township / Civil Division | WEST POINT |
| Census Block Group | 2 |
| Census Block | 2046 |
| Census Tract | 950300 |
Source: King William County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 898, WEST POINT, VA 23181-0898 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2010 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Dec 17, 2014 | Deed of Trust, Mortgage · Line of Credit CITIZENS & FARMERS BANK |
| Feb 19, 2014 | Warranty Deed, Transfer · Land Contract CITIZENS AND FARMERS BANK |
| Mar 31, 2008 | Quit Claim Deed, Transfer Quitclaim |
| Nov 2, 2007 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2014 · Amount on Record |
| Deed Sale | Feb 19, 2014 · Amount on Record |
| Deed Book / Page | 1400 / 291 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 532 2ND ST, WEST POINT, VA 23181-9627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 01000/1422 |
|---|---|
| Date | Jul 15, 2010 |
| Book Page | 1000/1422 |
| Name | SUNTRUST BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Property Address | 532 2ND ST, WEST POINT, VA 23181-9627 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 01400/2328 |
|---|---|
| Date | Dec 17, 2014 |
| Book Page | 1400/2328 |
| Name | CITIZENS & FARMERS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Feb 19, 2014 |
| Property Address | 532 2ND ST, WEST POINT, VA 23181-9627 |
| Document Number | 001400/291 |
| Book / Page | 1400 / 291 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001400292 |
|---|---|
| Date | Feb 19, 2014 |
| Instrument | 1400/292 |
| Name | CITIZENS AND FARMERS BANK |
|---|
| Type | Land Contract |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 001400/293 |
|---|---|
| Date | Feb 21, 2014 |
| Book Page | 1400/293 |
| Name | PRIVATE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Feb 21, 2015 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Mar 31, 2008 |
| Property Address | 532 2ND ST, WEST POINT, VA 23181-9627 |
| Document Number | 00800/3757 |
| Book / Page | 800 / 3757 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KING WILLIAM VA |
| Recording Date | Nov 2, 2007 |
| Property Address | 532 2ND ST, WEST POINT, VA 23181-9627 |
| Document Number | 00700/4184 |
| Book / Page | 700 / 4184 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: King William County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | King William County |
| Municipality | West Point Town |
| Unified School District | West Point Town Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,906.00 (+0.05%) | $624,800 (-) Building $624,800 | $624,800 (-) Building $624,800 |
| 2025 | $1,905.00 (+12.99%) | $624,800 (-) Building $624,800 | $624,800 (-) Building $624,800 |
| 2023 | $1,686.00 | $624,800 Building $624,800 | $624,800 Building $624,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 36 policies |
| Nearby Flood Policies | 36 in force |
| Nearby Flood Claims | 61 (1996–2025) |
| Claims Outside the SFHA | 11 of 61 |
| Most Recent Claim | Mar 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF WEST POINT serves 3,063 people · EPA ID VA4101900 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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