5368 Mountain Laurel Ln, Milton, FL 32570 Property Records

Santa Rosa County property record for 5368 Mountain Laurel Ln, Milton, FL 32570

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,004 sqft · built 2005
Lot Size	0.498 acres (21,736 sqft)
Owner	Individual Name on File
Last Sale	$210,300 (Jan 2005)
Tax Bill	$1,942 (2024)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-1N-28-1292-00C00-0070`

Property Details

APN / Parcel Number

Primary APN	`06-1N-28-1292-00C00-0070`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,004 sqft Heated Area
Gross Area	3,733 sqft
1st Floor Area	3,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	21,736 sqft (0.498 acres)
Lot Dimensions	1,960 ft deep x 1,110 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	69 sqft
Deck Area	1 sqft
Patio Area	240 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	061N28129200C000070
Street Address	5368 MOUNTAIN LAUREL LN
City	MILTON
State	FL
Zip	32570-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	GARDENBROOK SUB LOT 7 BLK C AS DES OR 2401 PG 1097
Legal Range	28W
Legal Township	01N
Legal Section	06
Legal Subdivision	GARDENBROOK
Legal Block	C
Legal Lot Number	7
Jurisdiction	SANTA ROSA FL
Township / Civil Division	SKYLINE
Census Block Group	3
Census Block	3031
Census Tract	10503

Owner

5368 Mountain Laurel Ln is owned and occupied by an individual who bought it in January 2005.

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 313, MILTON, FL 32572-0313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2005 · Amount on File
Deed Sale	Jan 31, 2005 · Amount on File
Prior Sale	May 28, 2004 · Amount on File
Deed Document Number	200506231
Deed Book / Page	2401 / 1097
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5368 MOUNTAIN LAUREL LN, MILTON, FL 32570-2329
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	CLEAR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 313, MILTON, FL 32572-0313

Mortgage

Document Number	0044291172
Date	Aug 30, 2023
Book Page	4429/1172
Instrument	202339558

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2038

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,942.00 (+2.37%) Homeowner's exemption Senior Citizen's exemption	$213,123 (+3%)	$322,585 (-0.23%) Land $42,000 Building $280,585
2023	$1,897.00 (+2.71%) Homeowner's exemption Senior Citizen's exemption	$206,916 (+3%)	$323,320 (+8.12%) Land $45,000 Building $278,320
2022	$1,847.00 Homeowner's exemption Senior Citizen's exemption	$200,889	$299,036 Land $40,000 Building $259,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5368 Mountain Laurel Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	14 in force
Nearby Flood Claims	13 (1985–2020)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 5 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5368 Mountain Laurel Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 86% of Florida
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30