Santa Rosa County property record for 5344 Mountain Laurel Ln, Milton, FL 32570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,117 sqft · built 2005 |
| Lot Size | 0.499 acres (21,736 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,300 (Feb 2020) |
| Tax Bill | $2,166 (2024) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1N-28-1292-00C00-0040 |
| Primary APN | 06-1N-28-1292-00C00-0040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,117 sqft Living Area |
| Gross Area | 2,855 sqft |
| 1st Floor Area | 2,117 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 21,736 sqft (0.499 acres) |
| Lot Dimensions | 196 ft deep x 111 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Unfinished Open Porch |
| Porch Area | 80 sqft |
| Patio Area | 238 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5344 MOUNTAIN LAUREL LN |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32570-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | GARDENBROOK SUB LOT 4 BLK C AS DES IN OR 3692 PG 1719 & IN OR 3920 PG 1917 |
| Legal Range | 28W |
| Legal Township | 1N |
| Legal Section | 06 |
| Legal Subdivision | GARDENBROOK |
| Legal Block | C |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | SKYLINE |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 10503 |
5344 Mountain Laurel Ln is owned and occupied by an individual who bought it in February 2020.
Source: Santa Rosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5344 MOUNTAIN LAUREL LN, MILTON, FL 32570-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Feb 21, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 21, 2020 · Amount on File |
| Deed Sale | Feb 21, 2020 · Amount on File |
| Prior Sale | Jan 5, 2018 · Amount on File |
| Deed Document Number | 20208348 |
| Deed Book / Page | 3920 / 1917 |
| Prior Transfer Date | Feb 3, 2020 |
| Prior Transfer Doc | 0039201917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5344 MOUNTAIN LAUREL LN, MILTON, FL 32570-2329 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 5344 MOUNTAIN LAUREL LN, MILTON, FL 32570-2329 |
| Document Number | 0040690448 |
|---|---|
| Date | Feb 9, 2021 |
| Book Page | 4069/448 |
| Instrument | 202108546 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 21, 2020 |
| Property Address | 5344 MOUNTAIN LAUREL LN, MILTON, FL 32570-2329 |
| Document Number | 0039201917 |
| Book / Page | 003920 / 001917 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 8348 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,437.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5344 MOUNTAIN LAUREL LN MILTON FL 325702329, MILTON, FL 32570-2329 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $212,657 (+2.9%) | $265,172 (+1.29%) Land $42,000 Building $223,172 | |
| 2024 | $2,166.00 (+1.74%) Homeowner's exemption | $206,664 (+3%) | $261,798 (-0.5%) Land $42,000 Building $219,798 |
| 2023 | $2,129.00 (+2.31%) Homeowner's exemption | $200,645 (+3%) | $263,107 (+5.78%) Land $45,000 Building $218,107 |
| 2022 | $2,081.00 Homeowner's exemption | $194,801 | $248,741 Land $40,000 Building $208,741 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5344 Mountain Laurel Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 13 (1985–2020) |
| Claims Outside the SFHA | 5 of 13 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5344 Mountain Laurel Ln is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON, CITY OF WATER SYSTEM serves 21,241 people · EPA ID FL1570146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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