Oakland County property record for 5366 Rochester Rd, Troy, MI 48085
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1959 |
| Lot Size | 0.99 acres (43,124 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,899 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Oct 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 88-20-11-301-014 |
| Primary APN | 88-20-11-301-014 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Basement Area | 1,828 sqft |
| Unfinished Basement | 1,776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 43,124 sqft (0.99 acres) |
| Lot Dimensions | 250 ft deep x 171 ft wide |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 174 sqft |
| Deck Area | 54 sqft |
| Patio Area | 54 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5366 ROCHESTER RD |
|---|---|
| City | TROY |
| State | MI |
| Zip | 48085-3485 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1C |
| Legal Description | T2N, R11E, SEC 11 GOLF STREAM SUB W 265 FT OF LOT 4 10/08/85 FR 004 |
| Legal Range | 11E |
| Legal Township | 2N |
| Legal Section | 11 |
| Legal Subdivision | GOLF STREAM |
| Legal Lot Number | 4,10 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 196100 |
Source: Oakland County records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 7, 2021 | Deed of Trust, Mortgage BISMAR LENDING LLC |
| Oct 17, 2022 | Deed of Trust, Mortgage BISMAR LENDING LLC |
| Nov 9, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage BISMAR LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 9, 2021 |
| Deed Sale | Nov 9, 2021 |
| Prior Sale | Aug 21, 2020 · Amount on Record |
| Deed Document Number | 2021256083 |
| Deed Book / Page | 57069 / 812 |
| Prior Transfer Date | Oct 22, 2021 |
| Prior Transfer Doc | 0000256083 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Document Number | 0000121344 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 56204/385 |
| Instrument | 121344 |
| Name | BISMAR LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Document Number | 0000459216 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 58194/244 |
| Instrument | 459216 |
| Name | BISMAR LENDING LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | TROY, MI 48083 |
| Amount | Amount Recorded |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 9, 2021 |
| Property Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Document Number | 0000256083 |
| Book / Page | 57069 / 812 |
| Map Reference | LB 49 PG 57 |
| Instrument Date | Oct 22, 2021 |
| Instrument | 256083 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Document Number | 0057069815 |
|---|---|
| Date | Nov 9, 2021 |
| Instrument | 57069/815 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Aug 21, 2020 |
| Property Address | 5366 ROCHESTER RD, TROY, MI 48085-3485 |
| Document Number | 0000167751 |
| Book / Page | 054699 / 000060 |
| Instrument Date | Jun 20, 2020 |
| Instrument | 167751 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2020 |
| Title Company | VANGUARD TITLE COMPANY, VANGUARD TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5366 ROCHESTER RD TROY MI 480853485, TROY, MI 48085-3485 |
| Document Number | 167752 |
|---|---|
| Date | Aug 21, 2020 |
| Book Page | 054699/000063 |
| Instrument | 167752 |
| Name | BISMAR LENDING LLC |
|---|---|
| Address | 1374 RANKIN DR, TROY, MI 48083-4007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Troy City |
| Unified School District | Troy School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,899.00 (-3.85%) | ||
| 2023 | $290,340 | ||
| 2022 | $4,055.00 | $145,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY serves 85,854 people · EPA ID MI0006690 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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