5366 Main St, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5366 Main St, Saint Charles, MO 63304

Property Summary

Property Type	Commercial
Details	1 bd · 2.5 ba · 1,950 sqft · built 1805
Lot Size	0.182 acres (7,920 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,386 (2025)
Deeds & Mortgages	Jan 2020 Transfer Apr 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`560370A000`

Property Details

APN / Parcel Number

Primary APN	`560370A000`
Alternative APN	`3-0158-4006-11-0003.0000000`

Interior

Bedrooms	1 Bed
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,950 sqft Gross Area
1st Floor Area	975 sqft
Basement Area	975 sqft
Finished Basement	829 sqft
Unfinished Basement	146 sqft

Exterior

Year Built	Built 1805
Effective Year Built	Effective 2019
Architectural Style	Ranch
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,920 sqft (0.182 acres)
Lot Dimensions	132 ft deep x 60 ft wide
Porch	Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	560370A000
Street Address	5366 MAIN ST
City	SAINT CHARLES
State	MO
Zip	63304-8004
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	AA1
Legal Description	ORIGINAL TOWNSITE COTTLEVILLE BLK 11 LOT 3
Legal Subdivision	COTTLEVILLE TOWN
Legal Block	11
Legal Lot Number	3
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3007
Census Tract	311124

Owner

Source: St. Charles County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5714 LAKE SAINT LOUIS BLVD, LAKE SAINT LOUIS, MO 63367-1888
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Apr 9, 2019	Correction Deed NOT AVAILABLE
Apr 9, 2019	Warranty Deed, Transfer NOT AVAILABLE
Aug 3, 2018	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020
Deed Sale	Jan 28, 2020
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	202054880
Deed Book / Page	7222 / 330
Last Transfer Date	Aug 25, 2025
Transfer Doc	0000039403
Record Updated	Sep 20, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 28, 2020
Property Address	5366 MAIN ST, COTTLEVILLE, MO 63304-8004
Document Number	0072220330
Book / Page	007222 / 000330
Instrument Date	Jan 27, 2020
Instrument	54880
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5714 LAKE SAINT LOUIS BLVD LAKE ST LOUIS MO 633671888, LAKE ST LOUIS, MO 63367-1888

April 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2019
Property Address	5366 MAIN ST, COTTLEVILLE, MO 63304-8004
Document Number	0070561928
Book / Page	007056 / 001928
Instrument Date	Apr 9, 2019
Instrument	157800
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UPPER DARDENNE FARMS DR COTTLEVILLE MO 633047629, COTTLEVILLE, MO 63304-7629

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 9, 2019
Property Address	5366 MAIN ST, COTTLEVILLE, MO 63304-8004
Document Number	0070561931
Book / Page	007056 / 001931
Instrument Date	Apr 9, 2019
Instrument	157820
Transaction Type	Transfer
Record Updated	Apr 24, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5714 LAKE SAINT LOUIS BLVD LAKE ST LOUIS MO 633671888, LAKE ST LOUIS, MO 63367-1888

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 3, 2018
Property Address	5366 MAIN ST, COTTLEVILLE, MO 63304-8004
Document Number	0069580890
Book / Page	006958 / 000890
Instrument Date	Aug 3, 2018
Instrument	443210
Transaction Type	Transfer
Record Updated	Aug 20, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18 UPPER DARDENNE FARMS DR COTTLEVILLE MO 633047629, COTTLEVILLE, MO 63304-7629

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2017
Property Address	5366 MAIN ST, COTTLEVILLE, MO 63304-8004
Document Number	0068390379
Book / Page	6839 / 0379
Map Reference	MB 2 PG 14
Instrument Date	Nov 10, 2017
Instrument	20171115000713130
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6354 HEMPSTEAD ST, 6354, SAINT CHARLES, MO 63301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 UPPER DARDENNE FARMS DR, SAINT CHARLES, MO 63304-7629

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,386.00 (+13.58%)	$80,542 (+14.56%)	$251,693 (+14.56%) Land $31,680 Building $220,013
2024	$4,742.00
2023		$70,303
2022			$219,696 Land $31,680 Building $188,016

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: AT&T, Spectrum.

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