5330 Main St, Saint Charles, MO 63304 Property Records

St. Charles County property record for 5330 Main St, Saint Charles, MO 63304

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 980 sqft · built 1910
Lot Size	0.173 acres (7,514 sqft)
Owner	Individual Name on File
Last Sale	$143,000 (Nov 2015)
Tax Bill	$2,102 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560610A001`

Property Details

APN / Parcel Number

Primary APN	`560610A001`
Alternative APN	`3-0158-4006-12-0004.1000000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	980 sqft Living Area
Gross Area	1,680 sqft
1st Floor Area	980 sqft
Basement Area	700 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Multi-Level
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,514 sqft (0.173 acres)
Porch	Open Porch
Porch Area	150 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	560610A001
Street Address	5330 MAIN ST
City	SAINT CHARLES
State	MO
Zip	63304-8002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	ORIGINAL TOWNSITE COTTLEVILLE BLK 12 LOT 4 & ROW VACATION
Legal Subdivision	COTTLEVILLE TOWN
Legal Block	12
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	3
Census Block	3012
Census Tract	311124

Owner

5330 Main St is owned and occupied by an individual who bought it in November 2015.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	5330 MAIN ST, SAINT CHARLES, MO 63304-8002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2015 · Amount on File
Deed Sale	Nov 2, 2015 · Amount on File
Prior Sale	Nov 17, 2003 · Amount on File
Deed Document Number	2015724670
Deed Book / Page	6444 / 2050
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5330 MAIN ST, SAINT CHARLES, MO 63304-8002
Document Number	0068251104
Book / Page	006825 / 001104
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 27, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5330 MAIN ST ST CHARLES MO 633048002, ST CHARLES, MO 63304-8002

Mortgage

Document Number	0068251104
Date	Oct 19, 2017
Book Page	006825/001104
Instrument	655880

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5330 Main St was $2,102.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,882 (-)	$178,317 (-) Land $53,250 Building $125,067
2025	$2,102.00	$33,882	$178,317 Land $53,250 Building $125,067
2023		$29,937
2022			$157,564 Land $40,000 Building $117,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5330 Main St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5330 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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