5303 Section Rd, Ottawa Lake, MI 49267 Property Records

Monroe County property record for 5303 Section Rd, Ottawa Lake, MI 49267

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,253 sqft · built 1974
Lot Size	9.79 acres (426,670 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Sep 2016)
Tax Bill	$3,700 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-035-004-20`

Property Details

APN / Parcel Number

Primary APN	`15-035-004-20`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	9 Stories
Building Area	2,253 sqft Living Area
1st Floor Area	2,254 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Cape Cod
Exterior Material	Combination
Lot Area	426,670 sqft (9.79 acres)
Lot Dimensions	1,322 ft deep x 158 ft wide
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	5303 SECTION RD
City	OTTAWA LAKE
State	MI
Zip	49267-9528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	. SEC 35 T8S R6E 5 AMOL COM AT A PT LOC 1155.5 FT S 89 DEG 45' E FR CEN OF SD SEC TH S 89 DEG 45' E 158.2 FT TH S 1322.6 FT
Legal Range	06E
Legal Township	08S
Legal Section	35
Jurisdiction	MONROE MI
Township / Civil Division	WHITEFORD
Census Block Group	4
Census Block	4012
Census Tract	833000

Owner

5303 Section Rd is owned and occupied by an individual who bought it in September 2016.

Source: Monroe County records, as of September 3, 2026

Owner of Record	Individual Name on File
Mailing Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jun 8, 2017	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Oct 12, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2016 · Amount on File
Deed Sale	Sep 8, 2016 · Amount on File
Deed Document Number	201618068
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Jan 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000030877
Date	Dec 2, 2021
Instrument	2021R30877

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012204
Date	Jun 8, 2017
Instrument	2017R12204

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MI
Property Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5303 SECTION RD, OTTAWA LAKE, MI 49267-9528

Mortgage

Document Number	0000021409
Date	Oct 12, 2020
Instrument	2020R21409

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	311 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 5303 Section Rd was $3,700 with a homeowner's exemption.

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Whiteford Township
Unified School District	Whiteford Agricultural School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,900 Land $44,500 Building $111,400	$311,800 Land $89,000 Building $222,800
2025	$3,700.00 Homeowner's exemption
2023	$3,371.00 Homeowner's exemption	$123,600	$247,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5303 Section Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5303 Section Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, MetaLINK Technologies.

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