Osceola County property record for 5365 Canoe Creek Rd, Saint Cloud, FL 34772
| Property Type | Pasture |
|---|---|
| Details | 5 bd · 4 ba · 3,274 sqft · built 2000 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,188 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Aug 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 89473 |
| Primary APN | 89473 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,274 sqft Heated Area |
| Gross Area | 4,496 sqft |
| 1st Floor Area | 1,880 sqft |
| Upper Floors Area | 1,394 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Finished |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 18 sqft |
| Porch | Finished/Screened Porch |
| Porch Area | 694 sqft |
| Deck Area | 714 sqft |
| Fence | Fence |
| Pole Barn | 112 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 89473 |
|---|---|
| Street Address | 5365 CANOE CREEK RD |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7441 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Pasture |
| Local Zoning Code | AC |
| Legal Description | COM AT NW COR OF NE 1/4, E 160.92 FT TO ELY R/W OF CANOE CREEK RD, S 734.87 FT TO POC TO LEFT, RAD 1,382.69 FT, DELTA 17 DEG |
| Legal Range | 30E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | AGRICULTURAL |
| Legal Block | 31 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 43205 |
Source: Osceola County records · APN 89473
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5365 CANOE CREEK RD, SAINT CLOUD, FL 34772-7441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 22, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 20, 2018 | Deed of Trust, Mortgage QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 10, 1998 |
| Deed Sale | Dec 10, 1998 |
| Deed Document Number | 0015642586 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5365 CANOE CREEK RD, SAINT CLOUD, FL 34772-7441 |
| Document Number | 0057450339 |
| Instrument Date | Jun 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 5365 CANOE CREEK RD ST CLOUD FL 347727441, ST CLOUD, FL 34772-7441 |
| Document Number | 0057450339 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 005745/000339 |
| Instrument | 83093 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 28, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5365 CANOE CREEK RD, SAINT CLOUD, FL 34772-7441 |
| Document Number | 0053912672 |
| Instrument Date | Aug 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5365 CANOE CREEK RD ST CLOUD FL 347727441, ST CLOUD, FL 34772-7441 |
| Document Number | 0053912672 |
|---|---|
| Date | Aug 27, 2018 |
| Book Page | 005391/002672 |
| Instrument | 130285 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Aug 26, 2033 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,188.00 (+6.97%) Homeowner's exemption | $320,374 (+5.86%) | $542,200 (-6.16%) |
| 2023 | $3,915.00 (+3.65%) Homeowner's exemption | $302,645 (+2.93%) | $577,800 (+14.19%) |
| 2022 | $3,777.00 Homeowner's exemption | $294,020 | $506,000 |
Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 66.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 68 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 68 in force |
| Nearby Flood Claims | 9 (1997–2020) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Jun 2020 · other causes |
| Claims by Event |
|
| Wildfire Risk | High above 85% of the US · above 77% of Florida |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 5 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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