5364 Vespera St, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5364 Vespera St, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2022
Lot Size	0.176 acres (7,669 sqft)
Owner	Individual Name on File
Last Sale	$360,900 (Apr 2022)
Tax Bill	$7,541 (2024)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1311-701-0031-000-6`

Property Details

APN / Parcel Number

Primary APN	`1311-701-0031-000-6`
Alternative APN	`174141`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Finished Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	7,669 sqft (0.176 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Open Porch
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	174141
Street Address	5364 VESPERA ST
City	FORT PIERCE
State	FL
Zip	34951-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	WATERSTONE PHASE TWO (PB 59-1) BLK 5 LOT 24
Legal Range	39E
Legal Township	34S
Legal Section	11
Legal Subdivision	WATERSTONE PHASE TWO
Legal Block	5
Legal Lot Number	24
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1006
Census Tract	381105

Owner

5364 Vespera St is owned and occupied by an individual who bought it in April 2022.

Source: St. Lucie County records, as of November 24, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5364 VESPERA ST, FORT PIERCE, FL 34951-4461
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK NA
Apr 24, 2019	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Apr 9, 2019	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2022 · Amount on File
Deed Sale	Apr 25, 2022 · Amount on File
Prior Sale	Apr 9, 2019 · Amount on File
Deed Document Number	5030032
Deed Book / Page	4814 / 669
Record Updated	Jun 8, 2026

April 2022: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 25, 2022
Property Address	5364 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0048140669
Book / Page	4814 / 669
Map Reference	MB 59 PG 1&2
Instrument Date	Apr 21, 2022
Instrument	5030032
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2024
Title Company	STARFISH TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,526.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5364 VESPERA ST, FORT PIERCE, FL 34951-4461

Mortgage

Document Number	0004814671
Date	Apr 25, 2022
Instrument	4814/671

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LUCIE FL
Recording Date	Apr 24, 2019
Property Address	5364 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0042591883
Book / Page	004259 / 001883
Instrument Date	Apr 18, 2019
Instrument	4557591
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Mortgage

Document Number	42591883
Date	Apr 24, 2019
Book Page	004259/001883
Instrument	4557591

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 9, 2019
Property Address	5364 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0042531877
Book / Page	004253 / 001877
Instrument Date	Apr 4, 2019
Instrument	4551332
Transaction Type	Construction Loan
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$26,572.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Lucie County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$308,000	$308,000 Land $115,300 Building $192,700
2024	$7,541.00 (+7.01%)
2023	$7,047.00 (+130.6%) Additional exemption filed	$292,400 (+674.53%) Land $94,600 Building $197,800	$292,400 (+414.79%) Land $94,600 Building $197,800
2022	$3,056.00	$37,752	$56,800 Land $56,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 5364 Vespera St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5364 Vespera St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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