5348 Vespera St, Fort Pierce, FL 34951 Property Records

St. Lucie County property record for 5348 Vespera St, Fort Pierce, FL 34951

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,477 sqft · built 2021
Lot Size	0.131 acres (5,720 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (May 2026)
Tax Bill	$6,897 (2025)
Deeds & Mortgages	Nov 2024 Mortgage May 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1311-701-0035-000-4`

Property Details

APN / Parcel Number

Primary APN	`1311-701-0035-000-4`
Alternative APN	`174145`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	2,161 sqft
1st Floor Area	1,477 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Other
Lot Area	5,720 sqft (0.131 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	174145
Street Address	5348 VESPERA ST
City	FORT PIERCE
State	FL
Zip	34951-4461
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	WATERSTONE PHASE TWO (PB 59-1) BLK 5 LOT 28
Legal Range	39E
Legal Township	34S
Legal Section	11
Legal Subdivision	WATERSTONE PHASE TWO
Legal Block	5
Legal Lot Number	28
Jurisdiction	ST LUCIE FL
Township / Civil Division	FORT PIERCE
Census Block Group	1
Census Block	1006
Census Tract	381105

Owner

5348 Vespera St is owned and occupied by an individual who bought it in May 2026.

Source: St. Lucie County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 27, 2024	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
May 14, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE
May 5, 2021	Special Warranty Deed, Subdivision Related Transfer · USDA Mortgage BAY EQUITY LLC
Apr 24, 2019	Loan Modification, Mortgage · Line of Credit TEXAS CAP BK
Apr 9, 2019	Warranty Deed, Construction Loan ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2026 · Amount on File
Deed Sale	May 14, 2026 · Amount on File
Prior Sale	May 5, 2021 · Amount on File
Deed Document Number	20265620838
Deed Book / Page	5474 / 2623
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LUCIE FL
Property Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461

Mortgage

Document Number	0052382140
Date	Nov 27, 2024
Book Page	5238/2140
Instrument	5413695

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	318 Months
Due	May 1, 2051

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 14, 2026
Property Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0054742623
Book / Page	5474 / 2623
Instrument Date	May 13, 2026
Instrument	20265620838
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLUTI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197,960.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461

Mortgage

Document Number	0005620839,
Date	May 14, 2026
Book Page	5474/2625
Instrument	20265620839

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	May 5, 2021
Property Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0046041562
Book / Page	4604 / 1562
Map Reference	MB 59 PG 1
Instrument Date	Apr 29, 2021
Instrument	4858798
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 2, 2022
Title Company	STARFISH TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,782.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461

Mortgage

Document Number	0046041564
Date	May 5, 2021
Instrument	4604/1564

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LUCIE FL
Recording Date	Apr 24, 2019
Property Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0042591883
Book / Page	004259 / 001883
Instrument Date	Apr 18, 2019
Instrument	4557591
Transaction Type	Mortgage
Record Updated	May 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Mortgage

Document Number	42591883
Date	Apr 24, 2019
Book Page	004259/001883
Instrument	4557591

Lender

Name	TEXAS CAP BK
Type	Bank
Address	2350 LAKESIDE BLVD # 800, RICHARDSON, TX 75082-4340

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

April 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST LUCIE FL
Recording Date	Apr 9, 2019
Property Address	5348 VESPERA ST, FORT PIERCE, FL 34951-4461
Document Number	0042531877
Book / Page	004253 / 001877
Instrument Date	Apr 4, 2019
Instrument	4551332
Transaction Type	Construction Loan
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$26,572.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 5348 Vespera St was $6,897 with a homeowner's exemption, up 3.3% from the year before.

Source: St. Lucie County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	St. Lucie County
Unified School District	St. Lucie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,897.00 (+3.33%) Homeowner's exemption	$263,309	$285,000 Land $103,000 Building $182,000
2024	$6,675.00 (+1.41%)
2023	$6,582.00 (+3.34%) Additional exemption filed	$273,000 (+13.18%) Land $84,800 Building $188,200	$273,000 (+13.18%) Land $84,800 Building $188,200
2022	$6,369.00 Homeowner's exemption	$241,200 Land $67,900 Building $173,300	$241,200 Land $67,900 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5348 Vespera St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5348 Vespera St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST LUCIE COUNTY UTIL NORTH COUNTY SYSTEM private · serves 5,073 people · EPA ID FL4561689
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	35 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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