5362 Georgetown Rd, Frankfort, KY 40601 Property Records

Franklin County property record for 5362 Georgetown Rd, Frankfort, KY 40601

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 520 sqft
Lot Size0.96 acres (41,818 sqft)
OwnerIndividual Name on File
Last Sale$228,000 (Jul 2019)
Tax Bill$2,731 (2025)
Deeds & MortgagesAug 2022 Mortgage
Aug 2020 Mortgage
+ 8 more
Flood ZoneZone X (minimal risk)
APN103-00-00-003.00

Property Details

APN / Parcel Number

Primary APN103-00-00-003.00
Alternative APN
  • 71230

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area520 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Exterior MaterialStone
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area41,818 sqft (0.96 acres)
TerrainRolling
View / LotFlood Plain/Flood Zone
Garage TypeAttached
Garage Area520 sqft
DrivewayGravel Driveway
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number71230
Street Address5362 GEORGETOWN RD
CityFRANKFORT
StateKY
Zip40601-8829
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.96 ACRE
JurisdictionFRANKLIN KY
Township / Civil DivisionFRANKFORT
Census Block Group1
Census Block1029
Census Tract70802

Owner

Source: Franklin County assessment roll, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 2, 2022Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Aug 6, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Aug 19, 2024Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 5, 2005Deed of Trust, Mortgage · Stand-Alone Second Mortgage
AEGIS FUNDING CORP
Mar 24, 2026Warranty Deed, Transfer
Aug 6, 2020Deed of Trust, Mortgage · FHA Mortgage
QUICKEN LOANS LLC
Jul 16, 2019Deed, Transfer · FHA Mortgage
QUICKEN LOANS INC
Jul 1, 2010Special Warranty Deed, Transfer
FIRST FEDERAL SAVINGS BANK OF FRANKFORT
Nov 23, 2009Commissioner's Deed, Foreclosure
May 5, 2005Deed, Transfer · ARM
AEGIS FUNDING CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2019 · Amount on Record
Deed SaleJul 16, 2019 · Amount on Record
Prior SaleJul 1, 2010 · Amount on Record
Deed Document Number2019491618
Deed Book / Page587 / 102
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Mortgage

Document Number0M1673/766
DateAug 2, 2022
Book PageM1673/766
Instrument670524
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJul 1, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Mortgage

Document Number0M1549/825
DateAug 6, 2020
Book PageM1549/825
Instrument508357
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueAug 1, 2049

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Mortgage

Document Number0M1747/788
DateAug 19, 2024
Book PageM1747/788
Instrument850188
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term481 Months
DueSep 1, 2064

May 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00M959/691
DateMay 5, 2005
Book PageM959/691
Instrument282792
Lender
NameAEGIS FUNDING CORP
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2035

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFRANKLIN KY
Recording DateMar 24, 2026
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Document Number00D645/116
Book / PageD645 / 116
Instrument DateSep 5, 2025
Instrument903410
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address195 WHIG CT, GEORGETOWN, KY 40324-1457

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN KY
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Transaction TypeMortgage
Record UpdatedNov 8, 2021
Title CompanyFAMS DTO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Mortgage

Document NumberM1549/825
DateAug 6, 2020
Book PageM1549/825
Instrument508357
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term348 Months
DueAug 1, 2049

July 2019: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateJul 16, 2019
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Document Number00D587/102
Book / PageD587 / 102
Instrument DateJul 15, 2019
Instrument491618
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyBLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$228.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address104 WHITEWING CT, GEORGETOWN, KY 40324-9290

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Mail Care OfJOHN STEPP AND MARY STEPP

Mortgage

Document Number0000491619
DateJul 16, 2019
Instrument491619
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

July 2010: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionFRANKLIN KY
Recording DateJul 1, 2010
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Document Number00D521/394
Book / PageD521 / 394
Instrument DateJun 29, 2010
Instrument359484
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$166.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2001 AUSTRALIAN AVE, RIVIERA BEACH, FL 33404-5315

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
InvestorPossibly a Property Investor

Mortgage

Document Number0M1173/799
DateJul 1, 2010
Book PageM1173/799
Instrument359485
Lender
NameFIRST FEDERAL SAVINGS BANK OF FRANKFORT
TypeNon-Lending Institution
AddressFRANKFORT, KY 40602
Agreement
AmountAmount Recorded
Term360 Months
DueJun 30, 2040

November 2009: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionFRANKLIN KY
Recording DateNov 23, 2009
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Document Number00D517/145
Book / PageD517 / 145
Instrument DateOct 7, 2009
Instrument351614
Transaction TypeForeclosure
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2001 AUSTRALIAN BLAVD BAY 1& 2, 2, RIVIERA BEACH, FL 33404
InvestorPossibly a Property Investor

May 2005: Deed, Transfer

Document TypeDeed
JurisdictionFRANKLIN KY
Recording DateMay 5, 2005
Property Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829
Document Number00D482/471
Book / PageD482 / 471
Instrument DateApr 29, 2005
Instrument282790
Transaction TypeTransfer
Record UpdatedApr 10, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$115.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Transferred To (Grantee/Buyer)

NameVerified Name
Address5362 GEORGETOWN RD, FRANKFORT, KY 40601-8829

Mortgage

Document Number00M959/670
DateMay 5, 2005
Book PageM959/670
Instrument282791
Lender
NameAEGIS FUNDING CORP
TypeMortgage Company
AddressHOUSTON, TX 77042
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueMay 1, 2035
Interest
Rate TypeAdjustable Rate
Rate7.5%
Type Change DateMay 1, 2007
Change Frequency6 Months
Min Rate At Change7.75%
Max Rate At Change10.7%
Index6-Month LIBOR
Max Rate13.7%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of March 27, 2026

Property Jurisdictions

TypeName
StateKentucky
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,731.00 (+0.26%)$228,000 (-) Land $15,000 Building $213,000$228,000 (-) Land $15,000 Building $213,000
2023$2,724.00$228,000$228,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELKHORN WATER DISTRICT
serves 1,590 people · EPA ID KY0370137
Water SourcePurchased surface water from FRANKFORT PLANT BOARD
Last State InspectionApr 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Electric and Water Plant Board of the City of Frankfort
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

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