Franklin County property record for 5345 Georgetown Rd, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · built 2010 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Jan 2012) |
| Tax Bill | $5,930 (2025) |
| Deeds & Mortgages | Jun 2023 Second Mortgage Nov 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103-00-00-004.01 |
| Primary APN | 103-00-00-004.01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Gravel Driveway |
| Pool Type | In-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Heating Fuel | Wood |
| Sewer | Connected |
| Account Number | 55026 |
|---|---|
| Street Address | 5345 GEORGETOWN RD |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-8829 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 1A 5.0 ACRES |
| Legal Subdivision | MINOR SUBDIVISION |
| Legal Tract | 1A |
| Legal Lot Number | 1A |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 70705 |
Source: Franklin County assessment roll, as of March 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 13, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Nov 23, 2021 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE BANK |
| Jun 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 4, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE NATIONAL BANK |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS COMMERCE NATIONAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 6, 2012 · Amount on Record |
| Deed Sale | Jan 6, 2012 · Amount on Record |
| Deed Document Number | 2012380566 |
| Deed Book / Page | 530 / 402 |
| Prior Transfer Date | Oct 26, 2011 |
| Prior Transfer Doc | D530/402 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1706/692 |
|---|---|
| Date | Jun 13, 2023 |
| Book Page | M1706/692 |
| Instrument | 690188 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Document Number | M1635/500 |
|---|---|
| Date | Nov 23, 2021 |
| Book Page | M1635/500 |
| Instrument | 539636 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 15 Months |
| Due | Nov 16, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | M1608/648 |
|---|---|
| Date | Jun 23, 2021 |
| Book Page | M1608/648 |
| Instrument | 527497 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1455/721 |
|---|---|
| Date | Jun 4, 2018 |
| Book Page | M1455/721 |
| Instrument | 474956 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 40501 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | May 21, 2028 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 5345 GEORGETOWN RD, FRANKFORT, KY 40601-8829 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | M1430/783 |
|---|---|
| Date | Sep 18, 2017 |
| Book Page | M1430/783 |
| Instrument | 464769 |
| Name | CITIZENS COMMERCE NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 13, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,930.00 (+0.25%) | $495,000 (-) Land $40,000 Building $455,000 | $495,000 (-) Land $40,000 Building $455,000 |
| 2023 | $5,915.00 | $495,000 | $495,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELKHORN WATER DISTRICT serves 1,590 people · EPA ID KY0370137 |
|---|---|
| Water Source | Purchased surface water from FRANKFORT PLANT BOARD |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Electric and Water Plant Board of the City of Frankfort Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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