5360 Smiths Creek Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 5360 Smiths Creek Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,701 sqft · built 1998
Lot Size	1.59 acres (69,348 sqft)
Owner	Individual Name on File
Last Sale	$244,900 (Jun 2026)
Tax Bill	$2,280 (2025)
Deeds & Mortgages	Jun 2026 Sale Jul 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-026-4006-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-026-4006-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,701 sqft Living Area
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	69,348 sqft (1.59 acres)
Lot Dimensions	531 ft deep x 123 ft wide
Garage Area	495 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	46 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	5360 SMITHS CREEK RD
City	KIMBALL
State	MI
Zip	48074-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 123 FT OF E 305 FT OF S 564 FT OF W 1/2 OF E 1/2 OF SW 1/4 1.59A SEC 26 T6N R16E
Legal Range	16E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5015
Census Tract	634600

Owner

5360 Smiths Creek Rd is owned and occupied by an individual who bought it in June 2026.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3292 S CHANNEL DR, HARSENS ISLAND, MI 48028-9547
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jul 7, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL MORTGAGE FUNDING
Jan 9, 2026	Sheriff's Deed, Foreclosure
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2026 · Amount on File
Deed Sale	Jun 18, 2026 · Amount on File
Prior Sale	Jan 9, 2026 · Amount on File
Deed Document Number	202612381
Deed Book / Page	5935 / 328
Prior Transfer Date	Dec 18, 2025
Prior Transfer Doc	0005887317
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jun 18, 2026
Property Address	5360 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Document Number	0000012381
Book / Page	5935 / 328
Instrument Date	Jun 5, 2026
Instrument	202612381
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$185,511.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 S CHANNEL DR, HARSENS ISLAND, MI 48028-9547
Investor	Possibly a Property Investor

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 7, 2026
Property Address	5360 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Document Number	0000013674
Book / Page	5941 / 188
Instrument Date	Jun 5, 2026
Instrument	202613674
Transaction Type	Mortgage
Record Updated	Jul 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3292 S CHANNEL DR, HARSENS ISLAND, MI 48028-9547

Mortgage

Document Number	0000013674,
Date	Jul 7, 2026
Book Page	5941/188
Instrument	202613674

Lender

Name	NATIONAL MORTGAGE FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Jan 9, 2026
Property Address	5360 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Document Number	0005887317
Book / Page	5887 / 317
Instrument Date	Dec 18, 2025
Instrument	2026000537
Transaction Type	Foreclosure
Record Updated	Jan 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 180032, UTICA, MI 48318-0032

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5360 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5360 SMITHS CREEK RD, KIMBALL, MI 48074-3807

Mortgage

Document Number	0005514115
Date	Apr 22, 2022
Book Page	5514/115
Instrument	2022010457

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Apr 21, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 5360 Smiths Creek Rd was $2,280 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$119,000 (+4.11%)	$238,000
2025	$2,280.00 (+3.12%) Homeowner's exemption	$114,300
2024	$2,211.00		$228,600
2023		$101,800
2022	$2,007.00		$203,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5360 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5360 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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