5356 Smiths Creek Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 5356 Smiths Creek Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,708 sqft · built 1977
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Individual Names on File
Last Sale	$111,256 (May 2016)
Tax Bill	$3,059 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-026-4006-500`

Property Details

APN / Parcel Number

Primary APN	`74-25-026-4006-500`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,708 sqft Living Area
1st Floor Area	1,708 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	26,572 sqft (0.61 acres)
Lot Dimensions	149 ft deep x 177 ft wide
Garage Area	684 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5356 SMITHS CREEK RD
City	KIMBALL
State	MI
Zip	48074-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	N 177 FT OF S 387 FT OF W 149 FT OF E 182 FT OF W 1/2 OF E 1/2 OF SW 1/4 0.61 A SEC 26 T6N R16E
Legal Range	16E
Legal Township	06N
Legal Section	26
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	5
Census Block	5015
Census Tract	634600

Owner

5356 Smiths Creek Rd is owned and occupied by two individuals who bought it in May 2016.

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 17, 2018	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2016 · Amount on File
Deed Sale	May 9, 2016 · Amount on File
Prior Sale	Jan 15, 2016 · Amount on File
Deed Document Number	201610758
Deed Book / Page	4707 / 419
Prior Transfer Date	Jan 7, 2016
Prior Transfer Doc	004674/851
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Transaction Type	Mortgage
Record Updated	Oct 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807

Mortgage

Document Number	0005562542
Date	Sep 20, 2022
Book Page	5562/542
Instrument	2022021704

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 12, 2052

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Transaction Type	Mortgage
Record Updated	Aug 12, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807

Mortgage

Document Number	0005236969
Date	Sep 4, 2020
Book Page	5236/969
Instrument	2020021492

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Oct 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	5356 SMITHS CREEK RD, KIMBALL, MI 48074-3807
Document Number	0049810713
Instrument Date	Aug 17, 2018
Transaction Type	Mortgage
Record Updated	Sep 10, 2018
Title Company	HURON TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5356 SMITHS CREEK RD KIMBALL MI 480743807, KIMBALL, MI 48074-3807

Mortgage

Document Number	0049810713
Date	Aug 24, 2018
Book Page	004981/000713

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5356 Smiths Creek Rd was $3,059 with a homeowner's exemption, up 3.1% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Marysville Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,000 (+6.71%)	$280,000
2025	$3,059.00 (+3.1%) Homeowner's exemption	$131,200
2024	$2,967.00		$262,400
2023		$116,100
2022	$2,693.00		$232,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5356 Smiths Creek Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5356 Smiths Creek Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Smiths Creek Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures