536 Lawrence St, Petoskey, MI 49770 Property Records

Emmet County property record for 536 Lawrence St, Petoskey, MI 49770

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 818 sqft
Lot Size	0.292 acres (12,749 sqft)
Owner	Individual Name on Record
Last Sale	$291,500 (Jul 2024)
Tax Bill	$2,836 (2024)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-19-06-376-002`

Property Details

APN / Parcel Number

Primary APN	`52-19-06-376-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	818 sqft Living Area
1st Floor Area	818 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Lot Area	12,749 sqft (0.292 acres)
Garage Area	216 sqft

Location & Zoning

Street Address	536 LAWRENCE ST
City	PETOSKEY
State	MI
Zip	49770-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	COP B-3A
Legal Description	NATHAN JARMAN'S 2ND ADD. LOT 7 & W 1/2 OF LOT 8. SECTION 6, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	06
Legal Subdivision	NATHAN JARMANS 2ND ADD
Legal Lot Number	7-8
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	3
Census Block	3026
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	536 LAWRENCE ST, PETOSKEY, MI 49770-2805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20245214080
Deed Book / Page	1261 / 67
Record Updated	Oct 29, 2026

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Sep 9, 2020
Property Address	536 LAWRENCE ST, PETOSKEY, MI 49770-2805
Document Number	1224/795
Book / Page	1224 / 795
Instrument Date	Aug 25, 2020
Instrument	5177741
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 MONTROSE PL, SAINT PAUL, MN 55104-5626

Mortgage

Document Number	0000001224/0000000796
Date	Sep 9, 2020
Book Page	0000001224/0000000796
Instrument	5177742

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,700 (+84.66%) Land $145,700	$291,400 (+84.66%) Land $291,400
2024	$2,836.00
2023		$78,900 Land $78,900	$157,800 Land $157,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30