Emmet County property record for 524 Lawrence St, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,462 sqft |
| Lot Size | 0.412 acres (17,952 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $1,974 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-06-376-004 |
| Primary APN | 52-19-06-376-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,462 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Basement Area | 675 sqft |
| Unfinished Basement | 675 sqft |
| Lot Area | 17,952 sqft (0.412 acres) |
|---|---|
| Garage Area | 812 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 524 LAWRENCE ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COP R-1 |
| Legal Description | NATHAN JARMAN'S 2ND ADD. LOTS 11 & 12 ALSO 12.4' OF VAC ALLEY BETWEEN LOTS 12 & 13. SECTION 6, T34N, R5W |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 06 |
| Legal Subdivision | NATHAN JARMANS 2ND ADD |
| Legal Lot Number | 11-13 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 970800 |
524 Lawrence St is owner-occupied and held in a trust since November 1997.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 524 LAWRENCE ST, PETOSKEY, MI 49770-2805 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Nov 13, 1997 |
| Transfer Doc | 001266/778 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,600 (+31.71%) Land $205,600 | $411,200 (+31.71%) Land $411,200 | |
| 2025 | $156,100 Land $156,100 | $312,200 Land $312,200 | |
| 2024 | $1,974.00 | ||
| 2023 | $112,900 Land $112,900 | $225,800 Land $225,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 524 Lawrence St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 524 Lawrence St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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