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5358 Ruby Pl NE, Bainbridge Island, WA 98110 Property Records

Kitsap County property record for 5358 Ruby Pl NE, Bainbridge Island, WA 98110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,367 sqft · built 1975
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on Record
Last Sale$163,000 (Mar 1997)
Tax Bill$5,237 (2026)
Deeds & MortgagesApr 2019 Line of Credit
Mar 2019 Transfer
Flood ZoneZone X (minimal risk)
APN4905-000-016-0000

Property Details

APN / Parcel Number

Primary APN4905-000-016-0000
Alternative APN
  • 1806447

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,367 sqft Living Area
Gross Area1,807 sqft
1st Floor Area1,367 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1983
Architectural StyleRanch
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
Deck Area200 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address5358 RUBY PL NE
CityBAINBRIDGE ISLAND
StateWA
Zip98110-2024
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionLOT 16, EMERALD HEIGHTS DIVISION TWO, AS RECORDED IN VOLUME 17 OF PLATS, PAGE 21, RECORDS OF KITSAP COUNTY, WASHINGTON.
Legal Range2E
Legal Township25
Legal Section33
Legal SubdivisionEMERALD HEIGHTS DIVISION NO. 2
Legal Block2
Legal Lot Number16
JurisdictionKITSAP WA
Township / Civil DivisionBAINBRIDGE ISLAND
Census Block Group2
Census Block2000
Census Tract91001

Owner

Source: Kitsap County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5358 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2019Deed of Trust, Mortgage · Line of Credit
KITSAP CU
Mar 29, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 19, 1997 · Amount on Record
Deed SaleMar 19, 1997 · Amount on Record
Deed Document Number19973007502
Last Transfer DateMar 29, 2019
Transfer Doc0000000283
Record UpdatedOct 29, 2026

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKITSAP WA
Property Address5358 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Document Number0005160040
Instrument DateApr 19, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RUBY PL NE BAINBRIDGE ISLAND WA 981102024, BAINBRIDGE ISLAND, WA 98110-2024

Mortgage

Document Number0005160040
DateMay 16, 2019
Instrument201905160040
Lender
NameKITSAP CU
AddressBREMERTON, WA 98337-1434
Agreement
TypeLine of Credit
AmountAmount Recorded
Term264 Months
DueMay 15, 2041
Interest
Rate TypeAdjustable Rate

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKITSAP WA
Recording DateMar 29, 2019
Property Address5358 RUBY PL NE, BAINBRIDGE ISLAND, WA 98110-2024
Document Number0003290283
Instrument DateMar 28, 2019
Instrument201903290283
Transaction TypeTransfer
Record UpdatedApr 10, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5358 RUBY PL NE BAINBRIDGE ISLAND WA 981102024, BAINBRIDGE ISLAND, WA 98110-2024

Tax Assessment & Valuation

Source: Kitsap County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountyKitsap County
MunicipalityBainbridge Island City
Unified School DistrictBainbridge Island School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2027$621,850 (-) Land $227,400 Building $394,450$621,850 (-) Land $227,400 Building $394,450
2026$5,237.00 (+11.93%)$621,850 (-) Land $227,400 Building $394,450$621,850 (-) Land $227,400 Building $394,450
2024$4,679.00 (-4.39%)$621,850 (-) Land $227,400 Building $394,450$621,850 (-) Land $227,400 Building $394,450
2023$4,894.00$621,850 Land $227,400 Building $394,450$621,850 Land $227,400 Building $394,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 11, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims3 (2022–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimNov 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEMERALD HEIGHTS
private · serves 251 people · EPA ID WA5323290
Water SourceGroundwater
Last State InspectionNov 2021
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Starlink
Satellite		280 / 30

May also be available: Kitsap PUD.

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