5356 Indian Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5356 Indian Point Rd, Tower, MN 55790

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 2,088 sqft · built 2015
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on Record
Last Sale	$125,100 (Feb 2003)
Tax Bill	$13,430 (2026)
Deeds & Mortgages	Feb 2022 Mortgage May 2021 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`270-0020-00487`

Property Details

APN / Parcel Number

Primary APN	`270-0020-00487`
Alternative APN	`863793`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	2,088 sqft Gross Area
1st Floor Area	2,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Wood
Construction Type	Frame
Lot Area	148,975 sqft (3.42 acres)
Garage Area	1,200 sqft

Exterior Amenities

Porch	Slab
Deck Area	312 sqft
Cabin	60 sqft
Storage Building	36 sqft
Boat House	520 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	863793
Street Address	5356 INDIAN POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	WLY 850 FT OF S1/2 OF G.L.7 SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	04
Legal Subdivision	BREITUNG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	1
Census Block	1002
Census Tract	15402

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 WACOUTA ST, 417, SAINT PAUL, MN 55101-2045
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2022	Deed of Trust, Mortgage · Conventional Mortgage FRANDSEN BANK & TRUST
May 14, 2021	Deed of Trust, Mortgage · Construction Mortgage FRANDSEN BANK & TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2003 · Amount on Record
Deed Sale	Feb 5, 2003 · Amount on Record
Deed Document Number	2003741173
Last Transfer Date	Jun 7, 2005
Transfer Doc	0000803426
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5356 INDIAN POINT RD, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	Mar 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001053519
Date	Feb 17, 2022
Instrument	1053519

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5356 INDIAN POINT RD, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 WACOUTA ST 417, 417, SAINT PAUL, MN 55101-2045

Mortgage

Document Number	0001040667
Date	May 14, 2021
Instrument	1040667

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank
Address	SAINT PAUL, MN 55112

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Feb 6, 2022

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,430.00 (+37.89%)
2025	$9,740.00 (+6.38%)	$1,028,600 (+34.14%) Land $426,600 Building $602,000	$1,028,600 (+34.14%) Land $426,600 Building $602,000
2024	$9,156.00	$766,800 (+7.2%) Land $395,800 Building $371,000	$766,800 (+7.2%) Land $395,800 Building $371,000
2022		$715,300 Land $361,800 Building $353,500	$715,300 Land $361,800 Building $353,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 89% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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