5344 Indian Point Rd, Tower, MN 55790 Property Records

St. Louis County property record for 5344 Indian Point Rd, Tower, MN 55790

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 1.75 ba · 2,336 sqft · built 2004
Lot Size	5.39 acres (234,788 sqft)
Owner	Company Name on Record
Last Sale	$130,000 (Apr 2002)
Tax Bill	$8,966 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Oct 2025 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`270-0020-00486`

Property Details

APN / Parcel Number

Primary APN	`270-0020-00486`
Alternative APN	`1131151`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	2,336 sqft Gross Area
1st Floor Area	2,656 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2014
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	234,788 sqft (5.39 acres)
Garage Area	1,120 sqft

Exterior Amenities

Porch	Slab
Porch Area	896 sqft
Deck Area	28 sqft
Boat House	520 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1131151
Street Address	5344 INDIAN POINT RD
City	TOWER
State	MN
Zip	55790
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	ELY 350 FT OF S1/2 OF G.L.7 SERIAL #
Legal Range	15W
Legal Township	62N
Legal Section	04
Legal Subdivision	BREITUNG TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	BREITUNG
Census Block Group	1
Census Block	1002
Census Tract	15402

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	17615 COUNTY 8, WYKOFF, MN 55990-2116
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Oct 17, 2025	Deed of Trust, Mortgage · Line of Credit BLAZE CREDIT UNION
Mar 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2002 · Amount on Record
Deed Sale	Apr 23, 2002 · Amount on Record
Deed Document Number	2002722120
Last Transfer Date	Mar 14, 2017
Transfer Doc	0000983337
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Sep 1, 2026
Property Address	5344 INDIAN POINT RD, TOWER, MN 55790
Document Number	0001105492
Instrument Date	Aug 17, 2026
Instrument	20261105492
Transaction Type	Mortgage
Record Updated	Sep 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165

Mortgage

Document Number	0001105492,
Date	Sep 1, 2026
Instrument	20261105492

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 28, 2046

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5344 INDIAN POINT RD, TOWER, MN 55790
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001095283
Date	Oct 17, 2025
Instrument	1095283

Lender

Name	BLAZE CREDIT UNION
Type	Credit Union
Address	ARCO, MN 56113

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	115 Months
Due	May 28, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 27, 2017
Property Address	5344 INDIAN POINT RD, TOWER, MN 55790
Document Number	000T983337
Instrument Date	Mar 14, 2017
Instrument	T983337
Transaction Type	Transfer
Record Updated	Apr 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4150 MERINO AVE WATERTOWN MN 553888320, WATERTOWN, MN 55388-8320

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Breitung Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,966.00 (+6.36%) Homeowner's exemption
2025	$8,430.00 (-2.16%) Homeowner's exemption	$770,300 (+6.23%) Land $325,900 Building $444,400	$770,300 (+6.23%) Land $325,900 Building $444,400
2024	$8,616.00	$725,100 (+2.55%) Land $375,200 Building $349,900	$725,100 (+2.55%) Land $375,200 Building $349,900
2022		$707,100 Land $343,100 Building $364,000	$707,100 Land $343,100 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 83% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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