DeKalb County property record for 5353 Co Rd 20, Waterloo, IN 46793
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 2,352 sqft · built 1935 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,579 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-29-300-002.000-005 |
| Primary APN | 17-03-29-300-002.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,352 sqft Living Area |
| 1st Floor Area | 2,352 sqft |
| Basement Area | 1,064 sqft |
| Unfinished Basement | 1,064 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Lean-To | 1,728 sqft |
| Heating System | Central |
|---|
| Account Number | 040329300002 |
|---|---|
| Street Address | 5353 COUNTY ROAD 20 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW1/4 SW1/4 SECTION 29 TWP 35 RANGE 14 ACRES 40.0000 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 20100 |
5353 Co Rd 20, a rural home, is owned and occupied by an individual.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5353 COUNTY ROAD 20, WATERLOO, IN 46793-9748 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 5353 COUNTY ROAD 20, WATERLOO, IN 46793-9748 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Name | Verified Name |
|---|
| Document Number | 201806376 |
|---|---|
| Date | Dec 6, 2018 |
| Instrument | 201806376 |
| Name | BEACON CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN, IN 46706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | Nov 29, 2033 |
The 2025 property tax bill for 5353 Co Rd 20 was $1,579, up 7.9% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Franklin Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,579.00 (+7.93%) | $298,100 (+14.48%) Land $118,100 Building $180,000 | $298,100 (+14.48%) Land $118,100 Building $180,000 |
| 2024 | $1,463.00 (+4.2%) | $260,400 (+10.2%) Land $111,000 Building $149,400 | $260,400 (+10.2%) Land $111,000 Building $149,400 |
| 2023 | $1,404.00 (+15.56%) | $236,300 (+17.21%) Land $95,600 Building $140,700 | $236,300 (+17.21%) Land $95,600 Building $140,700 |
| 2022 | $1,215.00 | $201,600 Land $78,300 Building $123,300 | $201,600 Land $78,300 Building $123,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5353 Co Rd 20 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5353 Co Rd 20 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 68% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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