DeKalb County property record for 5050 Co Rd 20, Waterloo, IN 46793
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,457 sqft · built 1980 |
| Lot Size | 4.99 acres (217,364 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,100 (Feb 2014) |
| Tax Bill | $1,622 (2025) |
| Deeds & Mortgages | Nov 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-03-31-200-008.000-005 |
| Primary APN | 17-03-31-200-008.000-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,457 sqft Living Area |
| 1st Floor Area | 1,457 sqft |
| Basement Area | 1,263 sqft |
| Unfinished Basement | 1,263 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 217,364 sqft (4.99 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 688 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Account Number | 040331200008 |
|---|---|
| Street Address | 5050 COUNTY ROAD 20 |
| City | WATERLOO |
| State | IN |
| Zip | 46793-9721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT NW1/4 NE1/4 SECTION 31 TWP 35 RANGE 14 ACRES 4.9900 |
| Jurisdiction | DE KALB IN |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 20100 |
5050 Co Rd 20 is owned and occupied by an individual who bought it in February 2014.
Source: DeKalb County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5050 COUNTY ROAD 20, WATERLOO, IN 46793-9721 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2014 · Amount on File |
| Deed Sale | Feb 10, 2014 · Amount on File |
| Deed Document Number | 2014561 |
| Prior Transfer Date | Mar 21, 2008 |
| Prior Transfer Doc | 0000001866 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE KALB IN |
| Property Address | 5050 COUNTY ROAD 20, WATERLOO, IN 46793-9721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0201905836 |
|---|---|
| Date | Nov 14, 2019 |
| Instrument | 201905836 |
| Name | FORT FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FORT WAYNE, IN 46808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Nov 13, 2029 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 5050 Co Rd 20 was $1,622, up 22.1% from the year before.
Source: DeKalb County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | DeKalb County |
| County Subdivision | Franklin Township |
| Unified School District | Hamilton Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,622.00 (+22.14%) | $290,700 (+20.92%) Land $63,200 Building $227,500 | $290,700 (+20.92%) Land $63,200 Building $227,500 |
| 2024 | $1,328.00 (+9.12%) | $240,400 (+6.65%) Land $57,400 Building $183,000 | $240,400 (+6.65%) Land $57,400 Building $183,000 |
| 2023 | $1,217.00 (+2.79%) | $225,400 (+13.27%) Land $53,200 Building $172,200 | $225,400 (+13.27%) Land $53,200 Building $172,200 |
| 2022 | $1,184.00 | $199,000 Land $46,300 Building $152,700 | $199,000 Land $46,300 Building $152,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5050 Co Rd 20 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2009) |
| Most Recent Claim | Mar 2009 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5050 Co Rd 20 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| MetaLINK Technologies Fixed Wireless | 500 / 100 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Lakeland Internet Fixed Wireless | 100 / 20 |
| Watch TV Fixed Wireless | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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