5350 Downey Ct, Independence, MO 64055 Property Records

Jackson County property record for 5350 Downey Ct, Independence, MO 64055

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,539 sqft · built 2005
Lot Size	0.048 acres (2,098 sqft)
Owner	Individual Name on Record
Last Sale	$728,175 (Nov 2023)
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Nov 2023 Reverse Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`34-920-15-45`

Property Details

APN / Parcel Number

Primary APN	`34-920-15-45`
Alternative APNs	`34-920-15-45-00-0-00-000` `1643247`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,539 sqft Living Area
1st Floor Area	1,527 sqft
Basement Area	1,528 sqft
Finished Basement	1,007 sqft
Unfinished Basement	521 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,098 sqft (0.048 acres)
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	139 sqft
Deck Area	256 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1643247
Street Address	5350 DOWNEY CT
City	INDEPENDENCE
State	MO
Zip	64055-6463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAS AT COUNTRY MEADOWS SOUTH PUD 2ND PLAT---UNIT 134
Legal Subdivision	VILLAS AT COUNRTY MEADOWS SOUTH PUD
Legal Block	1
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	1
Census Block	1000
Census Tract	14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2023	Intrafamily Transfer, Transfer · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 24, 2023	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2023 · Amount on Record
Deed Sale	Nov 2, 2023 · Amount on Record
Prior Sale	Feb 3, 2005 · Amount on Record
Deed Document Number	202379812
Prior Transfer Date	Oct 25, 2023
Prior Transfer Doc	00E0079812
Record Updated	Oct 29, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Nov 2, 2023
Property Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463
Document Number	00E0079812
Instrument Date	Oct 25, 2023
Instrument	2023E0079812
Transaction Type	Transfer
Record Updated	Nov 8, 2023
Title Company	CONTINENTAL TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463

Mortgage

Document Number	00E0079813
Date	Nov 2, 2023
Instrument	2023E0079813

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	952 Months
Due	Mar 30, 2103

Interest

Rate Type	Adjustable Rate
Rate	7.94%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.9%

July 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 24, 2023
Property Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463
Document Number	00E0052240
Instrument Date	Jun 27, 2023
Instrument	2023E0052240
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5350 DOWNEY CT, INDEPENDENCE, MO 64055-6463

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,301 (-) Land $7,287 Building $52,014	$312,110 (-)
2025	$4,238.00 (-5.7%)	$59,301 (-8.58%) Land $7,287 Building $52,014	$312,110 (-8.58%)
2024	$4,494.00 (+2.35%)
2023	$4,391.00 (+32.58%)	$64,867 (+44.66%) Land $6,603 Building $58,264	$341,400 (+44.66%)
2022	$3,312.00	$44,841 Land $3,373 Building $41,468
2021			$236,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Aug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Wisper ISP.

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