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5373 Downey Ct, Independence, MO 64055 Property Records

Jackson County property record for 5373 Downey Ct, Independence, MO 64055

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,478 sqft · built 2005
Lot Size0.044 acres (1,904 sqft)
OwnerIndividual Name on File
Tax Bill$2,702 (2025)
Deeds & MortgagesJul 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN34-920-15-49

Property Details

APN / Parcel Number

Primary APN34-920-15-49
Alternative APNs
  • 34-920-15-49-00-0-00-000
  • 1680052

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area1,478 sqft Living Area
1st Floor Area1,454 sqft
Basement Area1,454 sqft
Finished Basement1,200 sqft
Unfinished Basement254 sqft
FlooringCarpet
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area1,904 sqft (0.044 acres)
View / LotCul-De-Sac
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area30 sqft
Deck Area110 sqft
Patio Area110 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number1680052
Street Address5373 DOWNEY CT
CityINDEPENDENCE
StateMO
Zip64055-6462
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVILLAS AT COUNTRY MEADOWS SOUTH PUD 3RD PLAT---UNIT 137
Legal SubdivisionVILLAS AT COUNRTY MEADOWS SOUTH PUD
Legal Block1
JurisdictionJACKSON MO
Township / Civil DivisionBLUE
Census Block Group1
Census Block1000
Census Tract14504

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5373 DOWNEY CT, INDEPENDENCE, MO 64055-6462
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2023
Deed SaleJul 25, 2023
Prior SaleNov 6, 2019
Deed Document Number202352541
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MO
Property Address5373 DOWNEY CT, INDEPENDENCE, MO 64055-6462
Transaction TypeMortgage
Record UpdatedAug 16, 2023
Title CompanyKANSAS SECURED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3709 S CRANE ST 8, 8, INDEPENDENCE, MO 64055-3515

Mortgage

Document Number00E0053707
DateJul 27, 2023
Instrument2023E0053707
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateAug 1, 2028
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year CMT
Max Rate12.1%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJackson County
MunicipalityIndependence City
Unified School DistrictIndependence 30 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$44,836 (-) Land $5,274 Building $39,562$235,980 (-)
2025$2,702.00 (+0.04%)$44,836 (+15%) Land $5,274 Building $39,562$235,980 (+15%)
2024$2,701.00 (+2.35%)
2023$2,639.00 (-11.71%)$38,988 (-3.66%) Land $5,246 Building $33,742$205,200 (-3.66%)
2022$2,989.00$40,470 Land $3,059 Building $37,411
2021$213,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 93% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE PWS
serves 120,000 people · EPA ID MO1010399
Water SourceGroundwater
Last State InspectionMay 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber, Wisper ISP.

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