La Crosse County property record for 535 Willow St, Onalaska, WI 54650
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $203,000 (Dec 2020) |
| Tax Bill | $3,593 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-004165-000 |
| Primary APN | 018-004165-000 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,019 sqft (0.23 acres) |
|---|
| Street Address | 535 WILLOW ST |
|---|---|
| City | ONALASKA |
| State | WI |
| Zip | 54650-9024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MZA |
| Legal Description | 1ST ADDN SCHALLERS OAK PARK LOT 16 |
| Legal Range | 07W |
| Legal Township | 17N |
| Legal Section | 29 |
| Legal Subdivision | SCHALLERS OAK PARK |
| Legal Lot Number | 16 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | ONALASKA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 10404 |
535 Willow St is owned and occupied by two individuals who bought it in December 2020.
Source: La Crosse County records, as of August 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 WILLOW ST, ONALASKA, WI 54650-9024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Survivorship Marital Property |
| Date | Document |
|---|---|
| Jul 21, 2026 | Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION |
| Jan 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WHEDA |
| Dec 7, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIREFIGHTERS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 7, 2020 · Amount on File |
| Deed Sale | Dec 7, 2020 · Amount on File |
| Prior Sale | Jun 12, 2008 · Amount on File |
| Deed Document Number | 20201761148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Jul 21, 2026 |
| Property Address | 535 WILLOW ST, ONALASKA, WI 54650-9024 |
| Document Number | 0001851996 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 20261851996 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 535 WILLOW ST, ONALASKA, WI 54650-9024 |
| Document Number | 0001851996, |
|---|---|
| Date | Jul 21, 2026 |
| Instrument | 20261851996 |
| Name | ALTRA FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 535 WILLOW ST, ONALASKA, WI 54650-9024 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001763112 |
|---|---|
| Date | Jan 4, 2021 |
| Instrument | 1763112 |
| Name | WHEDA |
|---|---|
| Type | Government Agency |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 132 Months |
| Due | Jan 1, 2031 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Recording Date | Dec 7, 2020 |
| Property Address | 535 WILLOW ST, ONALASKA, WI 54650-9024 |
| Document Number | 0001761148 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 1761148 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2022 |
| Title Company | NEW CASTLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $609.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001761149 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 1761149 |
| Name | FIREFIGHTERS CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 535 Willow St was $3,593 with a homeowner's exemption.
Source: La Crosse County assessment roll, as of March 11, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | Onalaska City |
| Unified School District | Onalaska School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,593.00 Homeowner's exemption | $283,200 (+13.78%) | |
| 2024 | $248,900 (+22.01%) | ||
| 2023 | $3,444.00 Homeowner's exemption | $204,000 Land $50,000 Building $154,000 | $204,000 Land $50,000 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 Willow St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 Willow St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONALASKA WATERWORKS serves 18,000 people · EPA ID WI6320327 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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