516 Willow St, Onalaska, WI 54650 Property Records

La Crosse County property record for 516 Willow St, Onalaska, WI 54650 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$237,000 (Jun 2019)
Tax Bill	$4,905 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-004172-000`

Property Details

APN / Parcel Number

Primary APN	`018-004172-000`
Alternative APNs	`18 4172 0` `44392`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Account Number	44392
Old Parcel Number	18 4172 0
Street Address	516 WILLOW ST
City	ONALASKA
State	WI
Zip	54650-9025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN SCHALLERS OAK PARK LOT 23
Legal Range	07
Legal Township	17
Legal Section	29
Legal Quarter	SE
Quarter-Quarter Section	SE
Legal Subdivision	1ST ADD SCHALLERS OAK PARK
Legal Lot Number	23
Jurisdiction	LA CROSSE WI
Township / Civil Division	ONALASKA
Census Block Group	2
Census Block	2023
Census Tract	10404

Owner

Source: La Crosse County records · APN 018-004172-000

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	516 WILLOW ST, ONALASKA, WI 54650-9025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK
Jun 03, 2019	Warranty Deed, Transfer · Conventional Mortgage MERCHANTS BANK
Dec 14, 2018	Warranty Deed, Transfer · Conventional Mortgage CITIZENS FIRST BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2019 · Amount on Record
Deed Sale	Jun 03, 2019 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Document Number	1726733
Record Updated	Jun 08, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	516 WILLOW ST, ONALASKA, WI 54650-9025
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001812554
Date	Sep 22, 2023
Instrument	1812554

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2053

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA CROSSE WI
Property Address	516 WILLOW ST, ONALASKA, WI 54650-9025
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001767696
Date	Mar 10, 2021
Instrument	1767696

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2051

Interest

Rate Type	Fixed Rate

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Jun 03, 2019
Property Address	516 WILLOW ST, ONALASKA, WI 54650-9025
Document Number	0001726733
Instrument Date	May 30, 2019
Instrument	1726733
Transaction Type	Transfer
Record Updated	Feb 18, 2022
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$711.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001726734
Date	Jun 03, 2019
Instrument	1726734

Lender

Name	MERCHANTS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA CROSSE WI
Recording Date	Dec 14, 2018
Property Address	516 WILLOW ST, ONALASKA, WI 54650-9025
Document Number	0001720217
Instrument Date	Dec 14, 2018
Instrument	1720217
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NEW CASTLE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001720218
Date	Dec 14, 2018
Instrument	1720218

Lender

Name	CITIZENS FIRST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: La Crosse County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	La Crosse County
Municipality	Onalaska City
Unified School District	Onalaska School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,905.00 (+3.85%) Homeowner's exemption	$374,600 (+33.93%) Land $70,000 Building $304,600	$378,900 (+35.47%)
2023	$4,723.00 Homeowner's exemption	$279,700 Land $50,000 Building $229,700	$279,700 Land $50,000 Building $229,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Crosse County (55063C), updated February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550630104042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 57% of Wisconsin
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
TDS Telecom	Fiber	8,000 / 8,000
Brightspeed	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Willow St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures