Pinellas County property record for 535 Sandy Hook Rd, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,924 sqft · built 1980 |
| Lot Size | 0.267 acres (11,648 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $656,000 (Jan 2026) |
| Tax Bill | $8,397 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-1683-1 |
| Primary APN | C62-000-741-1683-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,924 sqft Living Area |
| Gross Area | 2,685 sqft |
| 1st Floor Area | 1,924 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 11,648 sqft (0.267 acres) |
| Lot Dimensions | 130 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 320 sqft |
| Deck Area | 240 sqft |
| Patio Area | 130 sqft |
| Water Feature | Water Feature |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R391322 |
|---|---|
| Street Address | 535 SANDY HOOK RD |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-3728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD5 |
| Legal Description | WESTLAKE VILLAGE BLK 12, LOT 13 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 36 |
| Legal Subdivision | WESTLAKE VILLAGE |
| Legal Tract | 96579 |
| Legal Block | 12 |
| Legal Lot Number | 13 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 27206 |
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2028 DOUGLAS AVE, DUNEDIN, FL 34698-2603 |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jan 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK NA |
| Jun 27, 2022 | Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC |
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Jul 5, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on Record |
| Deed Sale | Jan 22, 2026 · Amount on Record |
| Prior Sale | Jun 27, 2022 · Amount on Record |
| Deed Document Number | 202617200 |
| Deed Book / Page | 23429 / 1244 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jan 22, 2026 |
| Property Address | 535 SANDY HOOK RD, PALM HARBOR, FL 34683-3728 |
| Document Number | 0234291244 |
| Book / Page | 23429 / 1244 |
| Map Reference | MB 71 PG 64-72 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 2026017200 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2026 |
| Title Company | HOMELIFE TITLE LLC, HOMELIGHT TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,592.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 716 FELLOWSHIP RD, SANTA BARBARA, CA 93109-1217 |
| Name | Verified Name |
|---|---|
| Address | 2028 DOUGLAS AVE, DUNEDIN, FL 34698-2603 |
| Document Number | 0234291246 |
|---|---|
| Date | Jan 22, 2026 |
| Instrument | 23429/1246 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 27, 2022 |
| Property Address | 535 SANDY HOOK RD, PALM HARBOR, FL 34683-3728 |
| Document Number | 0221152218 |
| Book / Page | 22115 / 2218 |
| Map Reference | MB 71 PG 64-72 |
| Instrument Date | Jun 24, 2022 |
| Instrument | 2022199550 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1681 HAVENBROOK CT, 1681, CLEMMONS, NC 27012-9147 |
| Name | Verified Name |
|---|---|
| Address | 2155 PINON DR, ERIE, CO 80516-7955 |
| Document Number | 0221152220 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 22115/2220 |
| Name | HOMEBRIDGE FINANCIAL SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 535 SANDY HOOK RD, PALM HARBOR, FL 34683-3728 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 535 SANDY HOOK RD, PALM HARBOR, FL 34683-3728 |
| Document Number | 0213530209 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 21353/209 |
| Instrument | 2021021352 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 535 SANDY HOOK RD, PALM HARBOR, FL 34683-3728 |
| Document Number | 0201310951 |
| Instrument Date | Jul 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 535 SANDY HOOK RD PALM HARBOR FL 346833728, PALM HARBOR, FL 34683-3728 |
| Document Number | 0201310951 |
|---|---|
| Date | Jul 17, 2018 |
| Book Page | 020131/000951 |
| Instrument | 226950 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,397.00 (+6.17%) | $499,491 (+5.17%) Land $156,434 Building $343,057 | $499,491 (+5.17%) Land $156,434 Building $343,057 |
| 2023 | $7,909.00 (+171.04%) Homeowner's exemption | $474,951 (+141.67%) | $474,951 (+16.51%) Land $196,840 Building $278,111 |
| 2022 | $2,918.00 Homeowner's exemption | $196,532 | $407,659 Land $196,967 Building $210,692 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 81 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 2 (1981–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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