525 Sandy Hook Rd, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 525 Sandy Hook Rd, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,679 sqft · built 1978
Lot Size	0.269 acres (11,696 sqft)
Owner	2 Individual Names on File
Last Sale	$374,916 (Aug 2020)
Tax Bill	$6,106 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-1682-3`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-1682-3`
Alternative APNs	`36-27-15-96579-012-0120` `271536965790120120` `152736965790120120` `R391321`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	2,679 sqft Living Area
Gross Area	3,195 sqft
1st Floor Area	2,679 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1995
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,696 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	12 sqft
Deck Area	368 sqft
Patio Area	368 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R391321
Street Address	525 SANDY HOOK RD
City	PALM HARBOR
State	FL
Zip	34683-3728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD5
Legal Description	WESTLAKE VILLAGE BLK 12, LOT 12
Legal Range	15E
Legal Township	27S
Legal Section	36
Legal Subdivision	WESTLAKE VILLAGE
Legal Tract	96579
Legal Block	12
Legal Lot Number	12
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	3
Census Block	3006
Census Tract	27206

Owner

525 Sandy Hook Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	2 Individual Names on File
Mailing Address	525 SANDY HOOK RD, PALM HARBOR, FL 34683-3728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2020 · Amount on File
Deed Sale	Aug 27, 2020 · Amount on File
Prior Sale	Jul 8, 1996 · Amount on File
Deed Document Number	2020255561
Deed Book / Page	21139 / 2610
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 27, 2020
Property Address	525 SANDY HOOK RD, PALM HARBOR, FL 34683-3728
Document Number	0211392610
Book / Page	21139 / 2610
Map Reference	MB 71 PG 64
Instrument Date	Aug 14, 2020
Instrument	2020255561
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	ANCLOTE TITLE SERVICES INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,625.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 SANDY HOOK RD, 510, PALM HARBOR, FL 34683-3727

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SANDY HOOK RD, PALM HARBOR, FL 34683-3728

Mortgage

Document Number	0211392611
Date	Aug 27, 2020
Instrument	21139/2611

Lender

Name	WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 525 Sandy Hook Rd was $6,106 with a homeowner's exemption.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,106.00 Homeowner's exemption	$372,618	$481,860 Land $157,109 Building $324,751
2023	$5,691.00 (+2.78%) Homeowner's exemption	$351,570 (+3%)	$442,376 (+11.77%) Land $192,769 Building $249,607
2022	$5,537.00 Homeowner's exemption	$341,330	$395,784 Land $197,454 Building $198,330

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 525 Sandy Hook Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 81 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	81 in force
Nearby Flood Claims	2 (1981–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 525 Sandy Hook Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20