535 S Derone Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 535 S Derone Ln, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,274 sqft · built 2016
Lot Size0.111 acres (4,853 sqft)
OwnerCompany on Record
Last Sale$655,000 (Aug 2020)
Tax Bill$8,204 (2025)
Deeds & MortgagesAug 2020 Sale & Mortgage
Oct 2017 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN246-360-120-000

Property Details

APN / Parcel Number

Primary APN246-360-120-000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,274 sqft Living Area

Exterior

Year BuiltBuilt 2016
Architectural StyleCustom Design
Construction TypeWood
Lot Area4,853 sqft (0.111 acres)
Garage TypeMixed
Garage Area434 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address535 S DERONE LN
CityTRACY
StateCA
Zip95376-8115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 246-140-17/VENTANA RM 42-008
Legal Subdivision3290 VENTANA
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1014
Census Tract5220

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Co-ownerCo-owner on Record
Mailing Address535 S DERONE LN, TRACY, CA 95376-8115
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual

Deeds, Mortgages & Sale History

DateDocument
Aug 14, 2020Grant Deed, Transfer · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Oct 17, 2017Deed of Trust, Mortgage · Line of Credit
UNCLE CU
Jan 25, 2017Grant Deed, Subdivision Related Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2020 · Amount on Record
Deed SaleAug 14, 2020 · Amount on Record
Prior SaleJan 25, 2017 · Amount on Record
Deed Document Number2020-101732
Record UpdatedJun 8, 2026

August 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateAug 14, 2020
Property Address535 S DERONE LN, TRACY, CA 95376-8115
Document Number0000101732
Map ReferenceDOC 2014-64063
Instrument DateAug 13, 2020
Instrument2020-101732
Transaction TypeTransfer
Record UpdatedAug 3, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address535 S DERONE LN, TRACY, CA 95376-8115
InvestorPossibly a Property Investor

Mortgage

Document Number0000101733
DateAug 14, 2020
Instrument2020-101733
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address535 S DERONE LN, TRACY, CA 95376-8115
Document Number0000123527
Instrument DateOct 17, 2017
Transaction TypeMortgage
Record UpdatedNov 21, 2017
Title CompanyNORTH AMERICAN TITLE CONCORD

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address535 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115

Mortgage

Document Number0000123527
DateOct 24, 2017
Instrument123527
Lender
NameUNCLE CU
TypeCredit Union
AddressLIVERMORE, CA 94551
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

January 2017: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateJan 25, 2017
Property Address535 S DERONE LN, TRACY, CA 95376-8115
Document Number0000010467
Instrument DateJan 19, 2017
Instrument10467
Transaction TypeSubdivision Related Transfer
Record UpdatedFeb 10, 2017
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$588.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address34765 OSAGE RIVER PL FREMONT CA 945553222, FREMONT, CA 94555-3222

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,204.00 (+10.51%) Homeowner's exemption$708,990 (+4.04%) Land $129,890 Building $579,100
2023$7,424.00 (+2.06%) Homeowner's exemption$681,462 Land $124,848 Building $556,614
2022$7,274.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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