534 S Derone Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 534 S Derone Ln, Tracy, CA 95376

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,465 sqft · built 2016
Lot Size0.126 acres (5,500 sqft)
OwnerIndividual Name on Record
Last Sale$531,500 (Sep 2016)
Tax Bill$7,225 (2025)
Deeds & MortgagesJun 2026 Line of Credit
Apr 2024 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN246-360-050-000

Property Details

APN / Parcel Number

Primary APN246-360-050-000
Alternative APN
  • 246-360-05

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,465 sqft Living Area
1st Floor Area2,465 sqft

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,500 sqft (0.126 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number246-360-05
Street Address534 S DERONE LN
CityTRACY
StateCA
Zip95376-8115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-FM PT OF 246-140-17/VENTANA RM 42-008
Legal SubdivisionVENTANA
Legal Block1
Legal Lot Number27
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionTRACY
Census Block Group1
Census Block1002
Census Tract5220

Owner

Source: San Joaquin County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address534 S DERONE LN, TRACY, CA 95376-8115
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2026Deed of Trust, Mortgage · Line of Credit
SPRING EQ LLC
Apr 4, 2024Deed of Trust, Mortgage · Line of Credit
UNION HOME MORTGAGE CORP
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
EVERETT FINANCIAL INC
Sep 22, 2017Deed of Trust, Mortgage · Line of Credit
TCF NATIONAL BANK
Oct 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
SUPREME LNDG
Sep 15, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUPREME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 16, 2016 · Amount on Record
Deed SaleSep 16, 2016 · Amount on Record
Deed Document Number2016111348
Prior Transfer DateSep 9, 2016
Prior Transfer Doc0000111349
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Recording DateJun 25, 2026
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Document Number0000057672
Instrument DateJun 18, 2026
Instrument202657672
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner, 167
Address534 S DERONE LN, TRACY, CA 95376-8115

Mortgage

Document Number0000057672,
DateJun 25, 2026
Instrument202657672
Lender
NameSPRING EQ LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.51%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Transaction TypeMortgage
Record UpdatedApr 17, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 S DERONE LN, TRACY, CA 95376-8115

Mortgage

Document Number0000027523
DateApr 4, 2024
Instrument2024-027523
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueApr 3, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyWFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address534 S DERONE LN, TRACY, CA 95376-8115

Mortgage

Document Number0000183016
DateNov 1, 2021
Instrument2021-183016
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Transaction TypeMortgage
Record UpdatedFeb 7, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000109584
DateSep 22, 2017
Instrument2017-109584
Lender
NameTCF NATIONAL BANK
TypeBank
AddressSIOUX FALLS, SD 57106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 23, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Document Number0000124076
Instrument DateOct 22, 2019
Transaction TypeMortgage
Record UpdatedNov 15, 2019
Title CompanyWFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address534 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115

Mortgage

Document Number0000124076
DateOct 29, 2019
Instrument124076
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 28, 2049

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address534 S DERONE LN, TRACY, CA 95376-8115
Document Number0000109583
Instrument DateSep 15, 2017
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address534 S DERONE LN TRACY CA 953768115, TRACY, CA 95376-8115

Mortgage

Document Number0000109583
DateSep 22, 2017
Instrument109583
Lender
NameSUPREME LNDG
AddressDALLAS, TX 75254
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 21, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityTracy City
Unified School DistrictTracy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,225.00 (+10.49%)$616,639 (+4.04%) Land $214,705 Building $401,934
2023$6,539.00 (+2.04%)$592,696 Land $206,369 Building $386,327$723,330
2022$6,408.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TRACY
serves 98,215 people · EPA ID CA3910011
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Matrix Broadband
Fixed Wireless
600 / 120
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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