535 Ridgewood Dr, Windermere, FL 34786 Property Records

Orange County property record for 535 Ridgewood Dr, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,468 sqft · built 1927
Lot Size	1.24 acres (54,304 sqft)
Owner	2 Individual Names on File
Last Sale	$2,400,000 (Jan 2025)
Tax Bill	$24,200 (2025)
Flood Zone	Zone X (minimal risk)
APN	`17-23-28-9336-02-580`

Property Details

APN / Parcel Number

Primary APN	`17-23-28-9336-02-580`
Alternative APNs	`282317933602580` `284374` `289219` `293382`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,468 sqft Living Area
Gross Area	4,223 sqft
1st Floor Area	1,397 sqft
Basement Area	434 sqft
Flooring	Parquet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1977
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	54,304 sqft (1.24 acres)
Lot Width	165 ft Width
Garage Type	Attached
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Stoop
Porch Area	51 sqft
Patio Area	867 sqft
Storage Building	200 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	535 RIDGEWOOD DR
City	WINDERMERE
State	FL
Zip	34786-3558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	PLAT OF WINDERMERE G/36 ALL LOT 258 & THAT PART OF LOTS 256 & 257 LYING EAST OF FOLLOWING DESCRIBED LINE BEG 41.81 FT NE LY ALONG ROAD FROM SW COR LOT 256 TH N TO LAKE & THAT PT OF
Legal Range	28E
Legal Township	23S
Legal Section	17
Legal Subdivision	WINDERMERE
Legal Tract	9336
Legal Block	2
Legal Lot Number	256-2
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2004
Census Tract	14809

Owner

Source: Orange County records · APN 17-23-28-9336-02-580

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	535 RIDGEWOOD DR, WINDERMERE, FL 34786-3558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 13, 2025 · Amount on Record
Deed Sale	Jan 13, 2025 · Amount on Record
Prior Sale	Oct 02, 2003 · Amount on Record
Deed Document Number	202523528
Transfer Doc	5366003827
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Windermere Town
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,454,460 (+0.87%) Land $1,125,000 Building $329,460	$1,454,460 (+0.87%) Land $1,125,000 Building $329,460
2025	$24,200.00 (+0.97%)	$1,441,860 (+2.36%) Land $1,125,000 Building $316,860	$1,441,860 (+2.36%) Land $1,125,000 Building $316,860
2024	$23,968.00 (+2.94%)
2023	$23,284.00 (+10.08%)	$1,408,581 (+10.9%) Land $1,125,000 Building $283,581	$1,408,581 (+10.9%) Land $1,125,000 Building $283,581
2022	$21,152.00	$1,270,186 Land $1,025,000 Building $245,186	$1,270,186 Land $1,025,000 Building $245,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950148092, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 59 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	11 (1989–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 147 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3484119, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.