Orange County property record for 533 Ridgewood Dr, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,975 sqft · built 1984 |
| Lot Size | 1.71 acres (74,740 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,475,000 (Dec 2020) |
| Tax Bill | $22,645 (2025) |
| Deeds & Mortgages | Jan 2023 Line of Credit Dec 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 17-23-28-9336-02-560 |
| Primary APN | 17-23-28-9336-02-560 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,975 sqft Living Area |
| Gross Area | 4,680 sqft |
| 1st Floor Area | 1,581 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 74,740 sqft (1.71 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 726 sqft |
| Patio Area | 168 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 533 RIDGEWOOD DR |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR |
| Legal Description | PLAT OF WINDERMERE G/36 BEG AT A PT ON N R/W OF RIDGEWOOD DR 41.81 FT ELY OF SW COR LOT 256 RUN S 71 DEG W 62.67 FT N 28 DEG W 98.44 FT N 5 DEG W 261 FT TO SHORE OF LAKE DOWN ELY |
| Legal Range | 28E |
| Legal Township | 23S |
| Legal Section | 17 |
| Legal Subdivision | WINDERMERE |
| Legal Tract | 9336 |
| Legal Block | 2 |
| Legal Lot Number | 25 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 14809 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit TRUIST BANK |
| Dec 14, 2020 | Warranty Deed, Transfer MORTGAGE FIRM |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 14, 2020 · Amount on Record |
| Deed Sale | Dec 14, 2020 · Amount on Record |
| Prior Sale | Jan 6, 2012 · Amount on Record |
| Deed Document Number | 2020652678 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558 |
| Document Number | 0000039289 |
|---|---|
| Date | Jan 24, 2023 |
| Instrument | 20230039289 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 533 RIDGEWOOD DR, WINDERMERE, FL 34786-3558 |
| Document Number | 0000652678 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 652678 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | MID FLORIDA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,325.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 533 RIDGEWOOD DR WINDERMERE FL 347863558, WINDERMERE, FL 34786-3558 |
| Document Number | 652679 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 652679 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | 921 DOUGIAS AVE # 200, ALTAMONTE SPRINGS, FL 32714 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Municipality | Windermere Town |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,420,717 (+2.7%) | $1,670,320 (-0.59%) Land $975,000 Building $695,320 | |
| 2025 | $22,645.00 (+2.92%) Homeowner's exemption | $1,383,366 (+5.99%) | $1,680,220 (+5.13%) Land $975,000 Building $705,220 |
| 2024 | $22,003.00 (+4.24%) | ||
| 2023 | $21,109.00 (+20.33%) Homeowner's exemption | $1,305,222 (+22.72%) | $1,598,170 (+14.46%) Land $975,000 Building $623,170 |
| 2022 | $17,542.00 Homeowner's exemption | $1,063,560 | $1,396,271 Land $875,000 Building $521,271 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 100.7 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 11 (1989–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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