535 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 535 Monterey Dr, Aptos, CA 95003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,564 sqft · built 1976
Lot Size0.134 acres (5,837 sqft)
OwnerIndividual Name on File
Last Sale$790,000 (Feb 2017)
Tax Bill$11,896 (2025)
Deeds & MortgagesFeb 2017 Sale
Flood ZoneZone X (minimal risk)
APN044-221-26

Property Details

APN / Parcel Number

Primary APN044-221-26
Alternative APN
  • 044-221-26-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area2,044 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeWood
Roof MaterialComposition Shingle
Lot Area5,837 sqft (0.134 acres)
TerrainSteep
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address535 MONTEREY DR
CityAPTOS
StateCA
Zip95003-4811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-8
Legal SubdivisionDEER PARK VILLA SITES 02
Legal Block1
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1005
Census Tract122202

Owner

Source: Santa Cruz County assessment roll, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address535 MONTEREY DR, APTOS, CA 95003-4811
OccupancyOwner Occupied
Owner TypeIndividual
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 10, 2017 · Amount on Record
Deed SaleFeb 10, 2017 · Amount on Record
Prior SaleDec 14, 2001 · Amount on Record
Deed Document Number20175088
Record UpdatedSep 20, 2026

February 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateFeb 10, 2017
Property Address535 MONTEREY DR, APTOS, CA 95003-4811
Document Number0000005088
Instrument DateFeb 1, 2017
Instrument5088
Transaction TypeTransfer
Record UpdatedMar 6, 2017
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
Tax$869.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3126 CRYSTAL CASCADE LN LEAGUE CITY TX 775736119, LEAGUE CITY, TX 77573-6119

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$935,200 (+2%) Land $701,400 Building $233,800
2025$11,896.00 (+10.19%) Homeowner's exemption$916,863 (+4.04%) Land $687,647 Building $229,216
2023$10,796.00 (+2.08%) Homeowner's exemption$881,260 Land $660,945 Building $220,315$1,125,270
2022$10,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims6 (1982–2016)
Claims Outside the SFHA3 of 6
Most Recent ClaimMar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOQUEL CREEK WATER DISTRICT
serves 40,962 people · EPA ID CA4410017
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Cruzio Internet, Etheric Communications, LLC., Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Monterey Dr

Nearby Streets

Search Property Records by Address or Parcel Number