533 Monterey Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 533 Monterey Dr, Aptos, CA 95003

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,992 sqft · built 1972
Lot Size	0.144 acres (6,273 sqft)
Owner	Individual Name on Record
Last Sale	$1,010,000 (Jan 2020)
Tax Bill	$14,018 (2025)
Deeds & Mortgages	Sep 2021 Transfer Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`044-221-27`

Property Details

APN / Parcel Number

Primary APN	`044-221-27`
Alternative APN	`044-221-27-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	1,992 sqft Living Area
Gross Area	2,412 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2019
Construction Type	Wood
Roof Material	Other
Lot Area	6,273 sqft (0.144 acres)
Terrain	Steep
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	420 sqft
Patio Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	533 MONTEREY DR
City	APTOS
State	CA
Zip	95003-4811
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-8
Legal Description	SUB #2 DEER PARK VILLA SI BLK 00001 LOT 000008 MAP 000023 00002
Legal Subdivision	DEER PARK VILLA SITES 02
Legal Lot Number	8
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	122202

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	533 MONTEREY DR, APTOS, CA 95003-4811
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2021	Intrafamily Transfer, Transfer
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage ON Q FINANCIAL INC
Jan 6, 2020	Grant Deed, Transfer · Conventional Mortgage ON Q FINANCIAL INC
Aug 9, 2019	Quit Claim Deed, Transfer · Construction Mortgage FLIP THAT INV LLC
Aug 9, 2019	Grant Deed, Transfer · Construction Mortgage FLIP THAT INV LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on Record
Deed Sale	Jan 6, 2020 · Amount on Record
Prior Sale	Aug 9, 2019 · Amount on Record
Deed Document Number	2020317
Last Transfer Date	Aug 26, 2021
Transfer Doc	0000045391
Record Updated	Sep 20, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Sep 1, 2021
Property Address	533 MONTEREY DR, APTOS, CA 95003-4811
Document Number	0000045391
Map Reference	MB 23 PG 2
Instrument Date	Aug 26, 2021
Instrument	2021-0045391
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 MONTEREY DR, APTOS, CA 95003-4811

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	533 MONTEREY DR, APTOS, CA 95003-4811
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 MONTEREY DR, APTOS, CA 95003-4811

Mortgage

Document Number	0000038833
Date	Sep 29, 2020
Instrument	2020-0038833

Lender

Name	ON Q FINANCIAL INC
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 6, 2020
Property Address	533 MONTEREY DR, APTOS, CA 95003-4811
Document Number	0000000317
Map Reference	MB 23 PG 2
Instrument Date	Dec 30, 2019
Instrument	2020-0000317
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 MONTEREY DR, APTOS, CA 95003-4811

Mortgage

Document Number	0000000318
Date	Jan 6, 2020
Instrument	2020-0000318

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2019
Property Address	533 MONTEREY DR, APTOS, CA 95003-4811
Document Number	0000022938
Instrument Date	Aug 8, 2019
Instrument	22938
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1041 41ST AVE SANTA CRUZ CA 950624466, SANTA CRUZ, CA 95062-4466

Mortgage

Document Number	22939
Date	Aug 9, 2019
Instrument	22939

Lender

Name	FLIP THAT INV LLC
Address	NEWPORT COAST, CA 92657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2020

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 9, 2019
Property Address	533 MONTEREY DR, APTOS, CA 95003-4811
Document Number	0000022937
Instrument Date	Aug 7, 2019
Instrument	22937
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$919.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1041 41ST AVE SANTA CRUZ CA 950624466, SANTA CRUZ, CA 95062-4466

Mortgage

Document Number	22939
Date	Aug 9, 2019
Instrument	22939

Lender

Name	FLIP THAT INV LLC
Address	NEWPORT COAST, CA 92657

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Aug 8, 2020

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,126,674 (+2%) Land $732,338 Building $394,336
2025	$14,018.00 (+9.96%) Homeowner's exemption	$1,104,583 (+4.04%) Land $717,979 Building $386,604
2023	$12,748.00 (+2.15%) Homeowner's exemption	$1,061,691 Land $690,099 Building $371,592	$1,143,540
2022	$12,480.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1982–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Mar 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Cruzio, Etheric Networks, Surfnet Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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