535 Main St, Cairo, NY 12413 Property Records

Greene County and Cairo Town property record for 535 Main St, Cairo, NY 12413

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,282 sqft · built 1850
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$111,300 (Apr 2020)
Tax Bill	$3,975 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`518965-5957`

Property Details

APN / Parcel Number

Primary APN	`518965-5957`
Alternative APNs	`240010100500060140000000` `192400 101.05-6-14`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,282 sqft Living Area
1st Floor Area	1,284 sqft
2nd Floor Area	998 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Detached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	346 sqft
Porch	Slab
Porch Area	191 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	518965-5957
Street Address	535 MAIN ST
City	CAIRO
State	NY
Zip	12413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Block	6
Legal Lot Number	14.000
Jurisdiction	GREENE NY
Township / Civil Division	CAIRO
Census Block Group	3
Census Block	3017
Census Tract	80502

Owner

Source: Greene County and Cairo Town records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	535 MAIN ST, CAIRO, NY 12413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Apr 20, 2020	Grant Deed, Transfer NOT AVAILABLE
Mar 21, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2020 · Amount on Record
Deed Sale	Apr 20, 2020 · Amount on Record
Prior Sale	Mar 21, 2019
Deed Book / Page	2020 / 805
Last Transfer Date	Aug 24, 2026
Transfer Doc	0000001864
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GREENE NY
Recording Date	Sep 9, 2026
Property Address	535 MAIN ST, CAIRO, NY 12413
Document Number	0000001864
Instrument Date	Aug 24, 2026
Instrument	20261864
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	535 MAIN ST, CAIRO, NY 12413

Mortgage

Date	Sep 9, 2026

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Max Rate	-1%

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GREENE NY
Recording Date	Apr 20, 2020
Property Address	535 MAIN ST, CAIRO, NY 12413
Document Number	0000000805
Instrument Date	Apr 8, 2020
Instrument	805
Transaction Type	Transfer
Record Updated	Jun 2, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 MAIN ST CAIRO NY 12413, CAIRO, NY 12413

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GREENE NY
Recording Date	Mar 21, 2019
Property Address	535 MAIN ST, CAIRO, NY 12413
Document Number	0000000630
Instrument Date	Mar 18, 2019
Instrument	630
Transaction Type	Transfer
Record Updated	Apr 16, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Greene County and Cairo Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Greene County
County Subdivision	Cairo Town
Unified School District	Cairo-Durham Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,975.00	$89,000 (-) Land $11,200 Building $77,800	$254,300 (+16.29%) Land $32,002 Building $222,298
2023		$89,000 Land $11,200 Building $77,800	$218,673 Land $27,518 Building $191,155

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	14 (1980–2011)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAIRO WATER DISTRICT serves 1,400 people · EPA ID NY1900025
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2023–2025) action level 15 ppb
Copper	1.56 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Failure to filter resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid-Hudson Cablevision Fiber · Cable	5,000 / 5,000

Cell Coverage

5G and 4G LTE (outdoors only)

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