Greene County and Cairo Town property record for 531 Main St, Cairo, NY 12413
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 3 ba · 3,010 sqft · built 1880 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2005) |
| Tax Bill | $4,100 (2025) |
| Deeds & Mortgages | Apr 2022 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 622-9614 |
| Primary APN | 622-9614 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,010 sqft Total Area |
| 1st Floor Area | 1,706 sqft |
| 2nd Floor Area | 1,304 sqft |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 402 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 622-9614 |
|---|---|
| Street Address | 531 MAIN ST |
| City | CAIRO |
| State | NY |
| Zip | 12413 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 01 - NOT Z |
| Legal Block | 6 |
| Legal Lot Number | 15.000 |
| Jurisdiction | GREENE NY |
| Township / Civil Division | CAIRO |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 80502 |
Source: Greene County and Cairo Town records, as of April 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 865, CAIRO, NY 12413-0865 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2005 · Amount on Record |
| Deed Sale | Dec 8, 2005 · Amount on Record |
| Deed Book / Page | 1197 / 195 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GREENE NY |
| Property Address | 531 MAIN ST, CAIRO, NY 12413 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0M20221777 |
|---|---|
| Date | Apr 28, 2022 |
| Instrument | M2022-1777 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
Source: Greene County and Cairo Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Greene County |
| County Subdivision | Cairo Town |
| Unified School District | Cairo-Durham Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,100.00 | $91,800 (-) Land $10,600 Building $81,200 | $262,300 (+16.29%) Land $30,287 Building $232,013 |
| 2023 | $91,800 Land $10,600 Building $81,200 | $225,553 Land $26,044 Building $199,509 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1980–2011) |
| Claims Outside the SFHA | 2 of 14 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CAIRO WATER DISTRICT serves 1,400 people · EPA ID NY1900025 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Copper | 1.56 mg/L (2021) action level 1.3 mg/L |
| Water Quality | Failure to filter resolved · Jul 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mid-Hudson Cablevision Fiber · Cable | 5,000 / 5,000 |
5G and 4G LTE (outdoors only)
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