Saginaw County property record for 535 Jefferson St, Hemlock, MI 48626
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,231 sqft · built 2004 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $4,000 (Sep 2005) |
| Tax Bill | $2,718 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-12-2-28-0393-001 |
| Primary APN | 22-12-2-28-0393-001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| 1st Floor Area | 1,231 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Modular |
| Exterior Material | Wood Siding |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 110 ft deep x 100 ft wide |
| Porch | Covered Porch |
| Porch Area | 78 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 535 JEFFERSON ST |
|---|---|
| City | HEMLOCK |
| State | MI |
| Zip | 48626-9359 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | R-1 |
| Legal Description | LOTS 73 74 75 & 76 J W PIERCE ADD TO VILLAGE OF HEMLOCK SEC 28 T12N R2E ***NEW # CREATED FROM COMB OF 0393 & 0395 1/19/06 |
| Legal Range | 02E |
| Legal Township | 12N |
| Legal Section | 28 |
| Legal Subdivision | J W PIERCE ADD |
| Legal Lot Number | 73-76 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | RICHLAND |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 12100 |
Source: Saginaw County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 535 JEFFERSON ST, HEMLOCK, MI 48626-9359 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2005 · Amount on Record |
| Deed Sale | Sep 12, 2005 · Amount on Record |
| Prior Sale | Nov 2, 2000 · Amount on Record |
| Deed Book / Page | 2332 / 606 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Recording Date | Aug 13, 2026 |
| Property Address | 535 JEFFERSON ST, HEMLOCK, MI 48626-9359 |
| Document Number | 0000020666 |
| Instrument Date | Aug 5, 2026 |
| Instrument | 202620666 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 535 JEFFERSON ST, HEMLOCK, MI 48626-9359 |
| Document Number | 0000020666, |
|---|---|
| Date | Aug 13, 2026 |
| Instrument | 202620666 |
| Name | UNITED FINANCIAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Richland Township |
| Unified School District | Hemlock Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,500 (+11.01%) | $123,000 (+11.01%) | |
| 2025 | $2,718.00 (+12.13%) Homeowner's exemption | ||
| 2023 | $55,400 | $110,800 | |
| 2022 | $2,424.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 6 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| LakeNet Fiber | 1,000 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Air Advantage, T-Mobile.
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