444 Jefferson St, Hemlock, MI 48626 Property Records

Saginaw County property record for 444 Jefferson St, Hemlock, MI 48626

Property Summary

Property Type	Single Family Home
Details	1 ba · 964 sqft · built 1920
Lot Size	0.221 acres (9,627 sqft)
Owner	Company Name on File
Last Sale	$63,500 (Jan 2022)
Tax Bill	$2,276 (2025)
Deeds & Mortgages	Jul 2026 Transfer Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-12-2-28-0410-000`

Property Details

APN / Parcel Number

Primary APN	`22-12-2-28-0410-000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	964 sqft Living Area
1st Floor Area	964 sqft
Basement Area	772 sqft
Unfinished Basement	812 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,627 sqft (0.221 acres)
Lot Dimensions	132 ft deep x 73 ft wide
Porch	Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	444 JEFFERSON ST
City	HEMLOCK
State	MI
Zip	48626-9620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOTS 90,91 & 92 J W PIERCE ADD TO THE VILLAGE OF HEMLOCK SEC 28 T12N R2E
Legal Range	02E
Legal Township	12N
Legal Section	28
Legal Subdivision	J W PIERCE ADD
Legal Lot Number	90-92
Jurisdiction	SAGINAW MI
Township / Civil Division	RICHLAND
Census Block Group	2
Census Block	2023
Census Tract	12100

Owner

444 Jefferson St is owned by a company that acquired it in July 2026.

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	9745 160TH AVE, WEST OLIVE, MI 49460-9107
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jan 25, 2022	Warranty Deed, Transfer · Conventional Mortgage NORTHPOINTE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on File
Deed Sale	Jan 25, 2022 · Amount on File
Prior Sale	May 21, 2003 · Amount on File
Deed Document Number	20222379
Last Transfer Date	Jul 10, 2026
Transfer Doc	0000018614
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 16, 2026
Property Address	444 JEFFERSON ST, HEMLOCK, MI 48626-9620
Document Number	0000018614
Instrument Date	Jul 10, 2026
Instrument	202618614
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	9745 160TH AVE, WEST OLIVE, MI 49460-9107

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Jan 25, 2022
Property Address	444 JEFFERSON ST, HEMLOCK, MI 48626-9620
Document Number	0000002379
Map Reference	LB 3 PG 27
Instrument Date	Jan 19, 2022
Instrument	2022002379
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$476.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13848 LAKEFIELD RD, 13848, HEMLOCK, MI 48626-8711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9745 160TH AVE, WEST OLIVE, MI 49460-9107

Mortgage

Document Number	0000002380
Date	Jan 25, 2022
Instrument	2022002380

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 444 Jefferson St was $2,276.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Richland Township
Unified School District	Hemlock Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,100	$88,200
2025	$2,276.00
2023		$33,400	$66,800
2022	$2,076.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 444 Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 444 Jefferson St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEMLOCK/RICHLAND TOWNSHIP serves 1,632 people · EPA ID MI0003110
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
LakeNet Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: Air Advantage, T-Mobile.

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