Carroll County property record for 535 Hammerstone Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,472 sqft · built 2021 |
| Lot Size | 4.03 acres (175,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Oct 2020) |
| Tax Bill | $6,720 (2026) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2020 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-071913 |
| Primary APN | 04-071913 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 175,677 sqft (4.03 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 071913 |
|---|---|
| Street Address | 535 HAMMERSTONE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7670 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AGRIC |
| Legal Description | LT - 4.0329 ACS 535 HAMMERSTONE DR W OF SYKESVILLE RD |
| Legal Subdivision | LPECCH BRANDY VILLAGE |
| Legal Lot Number | REM |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
535 Hammerstone Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 535 HAMMERSTONE DR, WESTMINSTER, MD 21157-7670 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit TOWER FCU |
| Oct 13, 2020 | Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 13, 2020 · Amount on File |
| Deed Sale | Oct 13, 2020 · Amount on File |
| Deed Book / Page | 9895 / 427 |
| Prior Transfer Date | Mar 30, 2010 |
| Prior Transfer Doc | 0061460307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 535 HAMMERSTONE DR, WESTMINSTER, MD 21157-7670 |
| Transaction Type | Mortgage |
| Record Updated | Jan 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 7901 SANDY SPRING RD, LAUREL, MD 20707-3589 |
| Document Number | 0109480269 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 10948/269 |
| Name | TOWER FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20707 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Oct 13, 2020 |
| Property Address | 535 HAMMERSTONE DR, WESTMINSTER, MD 21157-7670 |
| Document Number | 0098950427 |
| Book / Page | 9895 / 427 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 11, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 130 SMITH AVE, WESTMINSTER, MD 21157-5729 |
| Investor | Possibly a Property Investor |
| Document Number | 0009895434 |
|---|---|
| Date | Oct 13, 2020 |
| Instrument | 9895/434 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Nov 1, 2051 |
The 2026 property tax bill for 535 Hammerstone Dr was $6,720, up 9.4% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,720.00 (+9.39%) | $594,700 (+9.48%) | $697,700 (+28.44%) Land $205,100 Building $492,600 |
| 2025 | $6,143.00 | $543,200 Land $185,100 Building $358,100 | $543,200 Land $185,100 Building $358,100 |
| 2023 | $5,371.00 | $475,333 | $543,200 Land $185,100 Building $358,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 535 Hammerstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 535 Hammerstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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