Carroll County property record for 468 Hammerstone Dr, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,484 sqft · built 1976 |
| Lot Size | 3 acres (130,724 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Feb 2016) |
| Tax Bill | $5,188 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-082265 |
| Primary APN | 04-082265 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,484 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 130,724 sqft (3 acres) |
| Garage Type | Detached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 222 sqft |
| Deck Area | 448 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 082265 |
|---|---|
| Street Address | 468 HAMMERSTONE DR |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-7673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CONSE |
| Legal Description | LT 1 - 3.0010 ACS 468 HAMMERSTONE RD NR GAMBER |
| Legal Lot Number | 1 |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 4, WOOLERYS |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 504202 |
468 Hammerstone Dr is owned and occupied by two individuals who acquired it in March 2020.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 468 HAMMERSTONE DR, WESTMINSTER, MD 21157-7673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2016 · Amount on File |
| Deed Sale | Feb 23, 2016 · Amount on File |
| Prior Sale | Sep 24, 2008 · Amount on File |
| Deed Book / Page | 8231 / 383 |
| Last Transfer Date | Mar 26, 2020 |
| Transfer Doc | 0096200211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 468 HAMMERSTONE DR, WESTMINSTER, MD 21157-7673 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 468 HAMMERSTONE DR, WESTMINSTER, MD 21157-7673 |
| Document Number | 0107290400 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 10729/400 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Apr 3, 2020 |
| Property Address | 468 HAMMERSTONE DR, WESTMINSTER, MD 21157-7673 |
| Document Number | 0096200211 |
| Book / Page | 9620 / 211 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | SOLIDIFI |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 468 HAMMERSTONE DR, WESTMINSTER, MD 21157-7673 |
| Document Number | 0009620217 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 9620/217 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 468 Hammerstone Dr was $5,188 with a homeowner's exemption, up 4.7% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,188.00 (+4.68%) Homeowner's exemption | $529,100 (+2.94%) | $559,300 (+8.81%) Land $200,000 Building $359,300 |
| 2025 | $4,956.00 Homeowner's exemption | $514,000 Land $180,000 Building $334,000 | $514,000 Land $180,000 Building $334,000 |
| 2023 | $4,910.00 Homeowner's exemption | $434,600 | $514,000 Land $180,000 Building $334,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 468 Hammerstone Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 468 Hammerstone Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures