535 Frederick St, Hagerstown, MD 21740 Property Records

Washington County property record for 535 Frederick St, Hagerstown, MD 21740

Property Summary

Property Type	Townhouse
Details	2 ba · 1,092 sqft · built 1915
Lot Size	0.101 acres (4,420 sqft)
Owner	Company Name on File
Last Sale	$225,000 (Jan 2026)
Tax Bill	$1,607 (2026)
Deeds & Mortgages	Jul 2022 Construction Loan Jan 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-014765`

Property Details

APN / Parcel Number

Primary APN	`17-014765`
Alternative APN	`014765`

Interior

Full Baths	2 Baths
Units	2 Units
Stories	2 Stories
Building Area	1,092 sqft Total Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	4,420 sqft (0.101 acres)
Lot Dimensions	130 ft deep x 34 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	014765
Street Address	535 FREDERICK ST
City	HAGERSTOWN
State	MD
Zip	21740-6812
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RMED
Legal Description	LOT 8 34X130 533/535 FREDERICK ST
Legal Lot Number	8
Jurisdiction	WASHINGTON MD
Township / Civil Division	17, HAGERSTOWN
Census Block Group	3
Census Block	3000
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

535 Frederick St, a townhouse, is owned by a company that bought it in January 2026.

Source: Washington County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	11908 GREY SQUIRREL ST, CLARKSBURG, MD 20871-6364
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Construction Mortgage UNITED BANK
Jan 15, 2026	Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC
Mar 10, 2022	Deed, Transfer · Stand-Alone First Mortgage UNITED EQUITY NETWORK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on File
Deed Sale	Jan 15, 2026 · Amount on File
Prior Sale	Mar 10, 2022 · Amount on File
Deed Book / Page	7843 / 106
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MD
Property Address	535 FREDERICK ST, HAGERSTOWN, MD 21740-6812
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070680176
Date	Jul 27, 2022
Book Page	7068/176

Lender

Name	UNITED BANK
Type	Bank
Address	HAGERSTOWN, MD 21742

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Jan 15, 2026
Property Address	535 FREDERICK ST, HAGERSTOWN, MD 21740-6812
Document Number	0078430106
Book / Page	7843 / 106
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	PREMIER SETTLEMENT AND TITLE SERVICES, PREMIER STLMTS & TTL SVCS LL

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11908 GREY SQUIRREL ST, CLARKSBURG, MD 20871-6364

Mortgage

Document Number	0007843112
Date	Jan 15, 2026
Instrument	7843/112

Lender

Name	COMMERCIAL LENDER LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 10, 2022
Property Address	535 FREDERICK ST, HAGERSTOWN, MD 21740-6812
Document Number	0069500037
Book / Page	6950 / 37
Instrument Date	Mar 8, 2022
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	STERLING SETTLEMENT SERVICES, STERLING STLMT SVCS OF HAGER

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18348 SPARK DR # 111, 111, HAGERSTOWN, MD 21740-2085

Mortgage

Document Number	0000695043
Date	Mar 10, 2022
Instrument	6950/43

Lender

Name	UNITED EQUITY NETWORK LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 535 Frederick St was $1,607, up 4.4% from the year before.

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,607.00 (+4.42%)	$176,367 (+4.42%)	$191,300 (+13.26%) Land $40,000 Building $151,300
2025	$1,539.00	$168,900 Land $40,000 Building $128,900	$168,900 Land $40,000 Building $128,900
2023	$1,269.00	$138,767	$168,900 Land $40,000 Building $128,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 535 Frederick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 535 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber · Cable	2,300 / 2,300
Point Broadband Fiber	1,000 / 1,000

May also be available: Verizon, Xfinity.

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