Washington County property record for 522 Frederick St, Hagerstown, MD 21740
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,850 sqft · built 1950 |
| Lot Size | 0.184 acres (8,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $395,000 (Jun 1989) |
| Tax Bill | $865 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-015826 |
| Primary APN | 17-015826 |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 2,850 sqft Total Area |
| 1st Floor Area | 2,850 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 8,000 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 015826 |
|---|---|
| Street Address | 522 FREDERICK ST |
| City | HAGERSTOWN |
| State | MD |
| Zip | 21740-6813 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CG |
| Legal Description | LOT 5 40X200 522 FREDERICK ST |
| Legal Lot Number | 5 |
| Jurisdiction | WASHINGTON MD |
| Township / Civil Division | 17, HAGERSTOWN |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 602 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hagerstown Historic District listed 1994 · 1,997 contributing resources · NRIS 93001551 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
522 Frederick St, a commercial property, is owned by an individual who bought it in June 1989.
Source: Washington County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 18702 CRESTWOOD DR, HAGERSTOWN, MD 21742-2706 |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 1989 · Amount on File |
| Deed Sale | Jun 14, 1989 · Amount on File |
| Deed Book / Page | 918 / 401 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 522 Frederick St was $865, down 15.8% from the year before.
Source: Washington County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Washington County |
| Municipality | Hagerstown City |
| Unified School District | Washington County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $865.00 (-15.77%) | $94,900 (-15.79%) Land $64,000 Building $30,900 | $94,900 (-15.79%) Land $64,000 Building $30,900 |
| 2025 | $1,027.00 | $112,700 Land $64,000 Building $48,700 | $112,700 Land $64,000 Building $48,700 |
| 2023 | $1,029.00 | $112,567 | $112,700 Land $64,000 Building $48,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 522 Frederick St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective August 14, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 522 Frederick St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Antietam Cable Fiber · Cable | 2,300 / 2,300 |
| Point Broadband Fiber | 1,000 / 1,000 |
May also be available: Verizon, Xfinity.
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