535 Edward St, El Cajon, CA 92020 Property Records

San Diego County property record for 535 Edward St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1947
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Feb 2023)
Tax Bill	$9,129 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Apr 2022 Sale & Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`481-391-11-00`

Property Details

APN / Parcel Number

Primary APN	`481-391-11-00`
Alternative APN	`4813940500`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	7,900 sqft (0.181 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	4813940500
Street Address	535 EDWARD ST
City	EL CAJON
State	CA
Zip	92020-2721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 11 TR 002348
Legal Subdivision	EDWARD STREET SUB
Legal Tract	002348
Legal Block	3
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3004
Census Tract	16100

Owner

535 Edward St is owned by an individual who bought it in February 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	5005 E MOUNTAIN VIEW DR, SAN DIEGO, CA 92116-1943
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2023	Grant Deed, Transfer · Commercial Mortgage EXPRESS CREATIVE SOLUTIONS INC
Apr 1, 2022	Grant Deed, Transfer · Construction Mortgage ANCHOR LOANS INC
Apr 21, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 21, 2021	Intrafamily Transfer, Transfer AMROCK LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Prior Sale	Apr 1, 2022 · Amount on File
Deed Document Number	202336785
Prior Transfer Date	Sep 8, 1994
Prior Transfer Doc	0000559518
Record Updated	Oct 29, 2026

February 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 13, 2023
Property Address	535 EDWARD ST, EL CAJON, CA 92020-2721
Document Number	0000036785
Map Reference	MAP 2348
Instrument Date	Jan 11, 2023
Instrument	2023-0036785
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5005 E MOUNTAIN VIEW DR, SAN DIEGO, CA 92116-1943

Mortgage

Document Number	0000036786
Date	Feb 13, 2023
Instrument	2023-0036786

Lender

Name	EXPRESS CREATIVE SOLUTIONS INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 1, 2022
Property Address	535 EDWARD ST, EL CAJON, CA 92020-2721
Document Number	0000144716
Map Reference	MAP 2348
Instrument Date	Mar 22, 2022
Instrument	2022-0144716
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1035 W LAUREL ST # 106, 106, SAN DIEGO, CA 92101-1226
Investor	Possibly a Property Investor

Mortgage

Document Number	0000145919
Date	Apr 4, 2022
Instrument	2022-0145919

Lender

Name	ANCHOR LOANS INC
Type	Mortgage Company
Address	THOUSAND OAKS, CA 91362

Agreement

Type	Construction Mortgage
Amount	Amount on Record

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	535 EDWARD ST, EL CAJON, CA 92020-2721
Document Number	0000306397
Map Reference	MAP 2348
Instrument Date	Apr 17, 2021
Instrument	2021-0306397
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	AMROCK INC, AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8028 PASADENA AVE, LA MESA, CA 91941-6423

Mortgage

Document Number	0000306398
Date	Apr 21, 2021
Instrument	2021-0306398

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 21, 2021
Property Address	535 EDWARD ST, EL CAJON, CA 92020-2721
Document Number	0000306399
Map Reference	MAP 2348
Instrument Date	Apr 17, 2021
Instrument	2021-0306399
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	AMROCK LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8028 PASADENA AVE, LA MESA, CA 91941-6423

Tax Assessment & Valuation

The 2025 property tax bill for 535 Edward St was $9,129.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$716,313 (+2%) Land $392,917 Building $323,396
2025	$9,129.00	$702,268 Land $385,213 Building $317,055
2023	$8,153.00 (+88.38%)	$673,199 Land $369,267 Building $303,932
2022	$4,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 535 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 535 Edward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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