514 Edward St, El Cajon, CA 92020 Property Records

San Diego County property record for 514 Edward St, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,059 sqft · built 1950
Lot Size	0.195 acres (8,500 sqft)
Owner	2 Trust Names on File
Last Sale	$122,000 (Oct 1998)
Tax Bill	$2,777 (2025)
Deeds & Mortgages	Dec 2023 Transfer Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`481-392-10-00`

Property Details

APN / Parcel Number

Primary APN	`481-392-10-00`
Alternative APN	`4813950500`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,059 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	110 ft deep x 77 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	4813950500
Street Address	514 EDWARD ST
City	EL CAJON
State	CA
Zip	92020-2722
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	LOT 23 TR 002348
Legal Subdivision	EDWARD STREET SUB
Legal Tract	002348
Legal Block	3
Legal Lot Number	23
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3017
Census Tract	16100

Owner

514 Edward St is owner-occupied and held in a trust since October 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	514 EDWARD ST, EL CAJON, CA 92020-2722
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
Apr 25, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 23, 1998 · Amount on File
Deed Sale	Oct 23, 1998 · Amount on File
Prior Sale	Aug 31, 1983 · Amount on File
Deed Document Number	1998685663
Last Transfer Date	Oct 16, 2023
Transfer Doc	0000355995
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2023
Property Address	514 EDWARD ST, EL CAJON, CA 92020-2722
Document Number	0000355995
Map Reference	MAP 2348
Instrument Date	Dec 16, 2023
Instrument	2023-0355995
Transaction Type	Transfer
Record Updated	Jan 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 EDWARD ST, EL CAJON, CA 92020-2722

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2019
Property Address	514 EDWARD ST, EL CAJON, CA 92020-2722
Document Number	0000152765
Map Reference	MAP 2348
Instrument Date	Apr 19, 2019
Instrument	2019-0152765
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	514 EDWARD ST, EL CAJON, CA 92020-2722

Mortgage

Document Number	0000152766
Date	Apr 25, 2019
Instrument	2019-0152766

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 514 Edward St was $2,777 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$195,058 (+2%) Land $96,450 Building $98,608
2025	$2,777.00 Homeowner's exemption	$191,234 Land $94,559 Building $96,675
2023	$2,576.00 (-9.58%) Homeowner's exemption	$183,810 Land $90,888 Building $92,922
2022	$2,849.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 514 Edward St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 514 Edward St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 547 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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