Lawrence County property record for 535 Clax Branch Rd, Loretto, TN 38469
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,860 sqft · built 2003 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,517 (2023) |
| Deeds & Mortgages | Jan 2020 Mortgage Mar 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050152 01602 |
| Primary APN | 050152 01602 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,860 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2012 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,996 sqft (1.01 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 650 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 96 sqft |
| Patio Area | 288 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 535 CLAX BRANCH RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 960700 |
Source: Lawrence County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Mar 31, 2017 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Mar 31, 2017 | Deed of Trust, Mortgage · Line of Credit FARM CREDIT SVCS |
| Apr 4, 2017 | Trustee's Deed, Construction Loan · Line of Credit FARM CREDIT SVCS |
| Mar 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FARM CREDIT SVCS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2002 |
| Deed Sale | Mar 2, 2002 |
| Deed Book / Page | 72 / 435 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Document Number | 584944 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 535 CLAX BRANCH RD LORETTO TN 384693050, LORETTO, TN 38469-3050 |
| Document Number | 584944 |
|---|---|
| Date | Feb 6, 2020 |
| Book Page | 000584/000944 |
| Instrument | 777 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40299 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 5, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Document Number | 503779 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 535 CLAX BRANCH RD LORETTO TN 384693050, LORETTO, TN 38469-3050 |
| Document Number | 503779 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 000503/000779 |
| Instrument | 1724 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 3, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Document Number | 503790 |
| Instrument Date | Mar 31, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 741 CHEROKEE HILLS DR LORETTO TN 384692388, LORETTO, TN 38469-2388 |
| Document Number | 503790 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 000503/000790 |
| Instrument | 1726 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 3, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Apr 4, 2017 |
| Property Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Book / Page | 000503 / 000757 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 1722 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 741 CHEROKEE HILLS DR LORETTO TN 384692388, LORETTO, TN 38469-2388 |
| Document Number | 503757 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 000503/000757 |
| Instrument | 1722 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40232 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 3, 2024 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 535 CLAX BRANCH RD, LORETTO, TN 38469-3050 |
| Document Number | 501984 |
| Book / Page | 000501 / 000984 |
| Instrument Date | Mar 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 535 CLAX BRANCH RD LORETTO TN 384693050, LORETTO, TN 38469-3050 |
| Document Number | 501984 |
|---|---|
| Date | Mar 9, 2017 |
| Book Page | 000501/000984 |
| Instrument | 1225 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOUISVILLE, KY 40223 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 8, 2037 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,800 (-) Land $2,150 Building $62,650 | ||
| 2023 | $1,517.00 | $64,800 (-) Land $2,150 Building $62,650 | |
| 2022 | $1,517.00 | $64,800 Land $2,150 Building $62,650 | $259,200 Land $8,600 Building $250,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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