Lawrence County property record for 520 Clax Branch Rd, Loretto, TN 38469
| Property Type | Rural Home |
|---|---|
| Details | 1.5 ba · 1,350 sqft · built 1940 |
| Lot Size | 43 acres (1,873,080 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $120,000 (Jan 2019) |
| Tax Bill | $1,082 (2024) |
| Deeds & Mortgages | Jan 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 050152 02300 |
| Primary APN | 050152 02300 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 1,350 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,873,080 sqft (43 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 412 sqft |
| Pole Barn | 1,260 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 520 CLAX BRANCH RD |
|---|---|
| City | LORETTO |
| State | TN |
| Zip | 38469-3049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | DISTRICT: 2 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 960700 |
520 Clax Branch Rd, a rural home, is owned by two individuals who bought it in January 2019.
Source: Lawrence County records, as of May 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 PENNY RD, SAINT JOSEPH, TN 38481-5039 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 14, 2019 · Amount on File |
| Deed Sale | Jan 14, 2019 · Amount on File |
| Prior Sale | Aug 15, 1968 |
| Deed Document Number | 2019196 |
| Deed Book / Page | 552 / 808 |
| Prior Transfer Date | Dec 28, 2018 |
| Prior Transfer Doc | 0000552808 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Jan 14, 2019 |
| Property Address | 520 CLAX BRANCH RD, LORETTO, TN 38469-3049 |
| Document Number | 552808 |
| Book / Page | 000552 / 000808 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 196 |
| Transaction Type | Transfer |
| Record Updated | Jan 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $444.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 520 CLAX BRANCH RD LORETTO TN 384693049, LORETTO, TN 38469-3049 |
Source: Lawrence County assessment roll, as of January 23, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Municipality | Loretto City |
| Unified School District | Lawrence County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Additional exemption filed | $38,475 (-) Land $15,475 Building $23,000 | |
| 2024 | $1,082.00 (+20.09%) Additional exemption filed | $38,475 (-) Land $15,475 Building $23,000 | |
| 2023 | $901.00 Additional exemption filed | $38,475 (-) Land $15,475 Building $23,000 | |
| 2022 | $901.00 | $38,475 Land $15,475 Building $23,000 | $217,700 Land $125,700 Building $92,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 520 Clax Branch Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 520 Clax Branch Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LORETTO WATER DEPARTMENT serves 5,054 people · EPA ID TN0000408 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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