535 5th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 535 5th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.142 acres (6,199 sqft)
Owner	Company Name on Record
Last Sale	$161,000 (May 2023)
Tax Bill	$1,312 (2026)
Deeds & Mortgages	Jun 2026 Sale May 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17.00949.00`

Property Details

APN / Parcel Number

Primary APN	`17.00949.00`

Exterior

Lot Area	6,199 sqft (0.142 acres)

Location & Zoning

Street Address	535 5TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-016 BLOCK-025
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	25
Legal Lot Number	16
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4026
Census Tract	21201

Owner

Source: Benton County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Special Warranty Deed, Transfer SERVICELINK
May 26, 2023	Deed of Trust, Mortgage · Balloon Mortgage NEIGHBORHOOD LOANS
May 26, 2023	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 14, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Nov 29, 2012 · Amount on Record
Deed Document Number	2023466338
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0000461176
Record Updated	Oct 29, 2026

June 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Jun 9, 2026
Property Address	535 5TH AVE NE, SAINT CLOUD, MN 56304-0113
Document Number	0000483776
Instrument Date	Mar 4, 2026
Instrument	2026483776
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Investor	Possibly a Property Investor

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	535 5TH AVE NE, SAINT CLOUD, MN 56304-0113
Transaction Type	Mortgage
Record Updated	Aug 14, 2023
Title Company	SHERBURNE COUNTY ABSTRACT, SHERBURNE CO ABSTRACT & TTL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000466340
Date	May 26, 2023
Instrument	466340

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	May 26, 2023
Property Address	535 5TH AVE NE, SAINT CLOUD, MN 56304-0113
Document Number	0000466338
Instrument Date	May 25, 2023
Instrument	466338
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$531.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	535 5TH AVE NE, SAINT CLOUD, MN 56304-0113

Mortgage

Document Number	0000466339
Date	May 26, 2023
Instrument	466339

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BENTON MN
Recording Date	Jun 14, 2022
Property Address	535 5TH AVE NE, SAINT CLOUD, MN 56304-0113
Document Number	0000461176
Instrument Date	Jun 6, 2022
Instrument	461176
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	409 16TH ST N, SAUK RAPIDS, MN 56379-2930

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,312.00 (+11.75%) Homeowner's exemption	$126,200 (+7.86%) Land $25,000 Building $101,200	$126,200 (+7.86%) Land $25,000 Building $101,200
2025	$1,174.00 (+1.38%) Homeowner's exemption	$117,000 (-) Land $25,000 Building $92,000	$117,000 (-) Land $25,000 Building $92,000
2023	$1,158.00	$117,000 Land $25,000 Building $92,000	$117,000 Land $25,000 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink.

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